525 Beech Dr, Lusby, MD 20657 Property Records

Calvert County property record for 525 Beech Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,632 sqft · built 2011
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Apr 2020)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-072323`

Property Details

APN / Parcel Number

Primary APN	`01-072323`
Alternative APNs	`1072323` `072323`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	072323
Street Address	525 BEECH DR
City	LUSBY
State	MD
Zip	20657-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 28 BLK A SEC 1 DRUM POINT
Legal Subdivision	DRUM POINT BEACH
Legal Block	A
Legal Lot Number	28
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2007
Census Tract	861003

Owner

Source: Calvert County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 BEECH DR, LUSBY, MD 20657-3218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF THE CHESAPEAKE
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Apr 13, 2020	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jan 15, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 9, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Book / Page	5565 / 424
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	525 BEECH DR, LUSBY, MD 20657-3218
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BEECH DR, LUSBY, MD 20657-3218

Mortgage

Document Number	0064280202
Date	May 3, 2023
Book Page	6428/202

Lender

Name	COMMUNITY BANK OF THE CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	525 BEECH DR, LUSBY, MD 20657-3218
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BEECH DR, LUSBY, MD 20657-3218

Mortgage

Document Number	0059700203
Date	May 21, 2021
Book Page	5970/203

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 13, 2020
Property Address	525 BEECH DR, LUSBY, MD 20657-3218
Document Number	0055650424
Book / Page	5565 / 424
Map Reference	MB AAH 1 FO 88
Instrument Date	Apr 3, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BEECH DR, LUSBY, MD 20657-3218

Mortgage

Document Number	5565431
Date	Apr 13, 2020
Instrument	5565/431

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	525 BEECH DR, LUSBY, MD 20657-3218
Document Number	0055300097
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BEECH DR LUSBY MD 206573218, LUSBY, MD 20657-3218

Mortgage

Document Number	0055300097
Date	Feb 14, 2020
Book Page	005530/000097

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Interest

Rate	3.25%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	525 BEECH DR, LUSBY, MD 20657-3218
Document Number	0052280459
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BOSTONIAN TRCE PEACHTREE CITY GA 302695627, PEACHTREE CITY, GA 30269-5627

Mortgage

Document Number	0052280459
Date	Aug 6, 2018
Book Page	005228/000459

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,800 (+31.37%) Land $69,300 Building $269,500	$338,800 (+31.37%) Land $69,300 Building $269,500
2025	$3,762.00 (+40.43%)
2023	$2,679.00	$257,900 Land $69,300 Building $188,600	$257,900 Land $69,300 Building $188,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE only, no 5G reported

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