521 Beech Dr, Lusby, MD 20657 Property Records

Calvert County property record for 521 Beech Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,008 sqft · built 1954
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Oct 2019)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Oct 2019 Sale & Line of Credit Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-074636`

Property Details

APN / Parcel Number

Primary APN	`01-074636`
Alternative APNs	`1074636` `074636`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Slab
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	074636
Street Address	521 BEECH DR
City	LUSBY
State	MD
Zip	20657-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 27 BLK A SEC 1 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	A
Legal Lot Number	27
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2007
Census Tract	861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	521 BEECH DR, LUSBY, MD 20657-3218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Grant Deed, Transfer · Line of Credit THEODORA K WATTS
Aug 30, 2018	Grant Deed, Transfer SERVICELINK
Jun 27, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	5464 / 198
Transfer Doc	0021150238
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 30, 2019
Property Address	521 BEECH DR, LUSBY, MD 20657-3218
Document Number	0054640198
Book / Page	005464 / 000198
Instrument Date	Jul 2, 2019
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	521 BEECH DR LUSBY MD 206573218, LUSBY, MD 20657-3218

Mortgage

Document Number	54640205
Date	Oct 30, 2019
Book Page	005464/000205

Lender

Name	THEODORA K WATTS
Address	620 WILLOW RD, LUSBY, MD 20657-2083
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 30, 2018
Property Address	521 BEECH DR, LUSBY, MD 20657-3218
Document Number	0052440187
Book / Page	005244 / 000187
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 WILLOW RD LUSBY MD 206572083, LUSBY, MD 20657-2083

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 27, 2018
Property Address	521 BEECH DR, LUSBY, MD 20657-3218
Document Number	0052110498
Book / Page	005211 / 000498
Instrument Date	Apr 3, 2018
Transaction Type	Foreclosure
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.88
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	521 BEECH DR LUSBY MD 206573218, LUSBY, MD 20657-3218

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,000 (+7.58%) Land $78,400 Building $168,600	$247,000 (-) Land $78,400 Building $168,600
2025	$2,874.00 (+42.07%)	$229,600 (+17.86%)	$247,000 (+26.8%) Land $78,400 Building $168,600
2023	$2,023.00	$194,800 Land $78,400 Building $116,400	$194,800 Land $78,400 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE only, no 5G reported

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