525 Aqua Cir, Circle Pines, MN 55014 Property Records

Anoka County property record for 525 Aqua Cir, Circle Pines, MN 55014

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,333 sqft · built 1999
Lot Size0.024 acres (1,029 sqft)
OwnerIndividual Name on File
Last Sale$194,000 (Oct 2020)
Tax Bill$2,635 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-31-22-22-0125

Property Details

APN / Parcel Number

Primary APN20-31-22-22-0125
Alternative APN
  • 1416836

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,333 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,029 sqft (0.024 acres)
Garage Area98 sqft
DrivewayDriveway
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address525 AQUA CIR
CityCIRCLE PINES
StateMN
Zip55014-2717
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 211 CIC NO 27 MARSHAN LAKE CONDOMINIUMS, TOG/W COMMONELEMENT, SUBJ TO EASE OF REC
Legal Range22W
Legal Township31N
Legal Section20
Legal SubdivisionCIC NO 27 MARSHAN LAKE
Legal Lot Number211
Legal Unit211
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2018
Census Tract50237

Owner

525 Aqua Cir, a condominium, is owned and occupied by an individual who bought it in October 2020.

Source: Anoka County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address525 AQUA CIR, CIRCLE PINES, MN 55014-2717
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
SMW FCU
Oct 28, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2020 · Amount on File
Deed SaleOct 28, 2020 · Amount on File
Prior SaleFeb 9, 2018 · Amount on File
Deed Document Number20202285358001
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address525 AQUA CIR, CIRCLE PINES, MN 55014-2717
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2192726003
DateFeb 9, 2018
InstrumentA2192726.003
Lender
NameSMW FCU
TypeCredit Union
AddressCIRCLE PINES, MN 55014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateOct 28, 2020
Property Address525 AQUA CIR, CIRCLE PINES, MN 55014-2717
Document NumberA2285358001
Instrument DateOct 16, 2020
InstrumentA2285358.001
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 AQUA CIR, CIRCLE PINES, MN 55014-2717

Mortgage

Document NumberA2285358002
DateOct 28, 2020
InstrumentA2285358.002
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 525 Aqua Cir was $2,635 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,635.00 Homeowner's exemption$236,000 Land $65,000 Building $171,000$236,000 Land $65,000 Building $171,000
2024$2,307.00$221,200 Land $51,100 Building $170,100$221,200 Land $51,100 Building $170,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Aqua Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Aqua Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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