Anoka County property record for 520 Aqua Cir, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,186 sqft · built 2000 |
| Lot Size | 0.018 acres (801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Mar 2025) |
| Tax Bill | $2,373 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0145 |
| Primary APN | 20-31-22-22-0145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,186 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 801 sqft (0.018 acres) |
| Garage Area | 90 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 520 AQUA CIR |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 912 CIC NO 27 MARSHAN LAKE, TOG/W COMMON ELEMENT, SUBJTO EASE OF REC |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | CIC NO 27 MARSHAN LAKE |
| Legal Lot Number | 912 |
| Legal Unit | 912 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50237 |
520 Aqua Cir is owned and occupied by an individual who bought it in March 2025.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on File |
| Deed Sale | Mar 18, 2025 · Amount on File |
| Prior Sale | Mar 4, 2025 · Amount on File |
| Deed Document Number | 20252434561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 520 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | A2227863001 |
|---|---|
| Date | May 28, 2019 |
| Instrument | A2227863.001 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTANTS |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 520 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | A2327490001 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | A2327490.001 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jan 27, 2022 |
| Property Address | 520 AQUA CIR, CIRCLE PINES, MN 55014-2717 |
| Document Number | A2354250001 |
| Instrument Date | Jan 14, 2022 |
| Instrument | A2354250.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 AQUA CIR, LINO LAKES, MN 55014-2717 |
| Investor | Possibly a Property Investor |
| Document Number | A2354250002 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | A2354250.002 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 520 Aqua Cir was $2,373.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,373.00 | $212,200 Land $65,000 Building $147,200 | $212,200 Land $65,000 Building $147,200 |
| 2024 | $2,220.00 | $203,400 Land $51,100 Building $152,300 | $203,400 Land $51,100 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Aqua Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Aqua Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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