525 6th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 525 6th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 888 sqft · built 1901
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2020)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2017 Mortgage + 2 more
APN	`23-7661-36050`

Property Details

APN / Parcel Number

Primary APN	`23-7661-36050`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	888 sqft Gross Area
1st Floor Area	888 sqft
Utility Area	100 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	544 sqft
Pool Type	Pool with Hot Tub/Spa
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	525 6TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 36
Legal Subdivision	1ST ADDITION
Legal Block	36
Legal Lot Number	5
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2008
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 6TH AVE, TWO HARBORS, MN 55616-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage REPUBLIC BANK
Feb 28, 2017	Deed of Trust, Mortgage · Balloon Mortgage REPUBLIC BANK INC
Jul 29, 2020	Warranty Deed, Transfer · ARM MEMBERS COOPERATIVE CREDIT UNION
Jan 27, 2017	Limited Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	2020194541
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	525 6TH AVE, TWO HARBORS, MN 55616-1434
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000189308
Date	Feb 7, 2018
Instrument	000000189308

Lender

Name	REPUBLIC BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	525 6TH AVE, TWO HARBORS, MN 55616-1434
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000187097
Date	Feb 28, 2017
Instrument	A000187097

Lender

Name	REPUBLIC BANK INC
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2018

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 29, 2020
Property Address	525 6TH AVE, TWO HARBORS, MN 55616-1434
Document Number	A000194541
Instrument Date	Jul 16, 2020
Instrument	A000194541
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	525 6TH AVE, TWO HARBORS, MN 55616-1434

Mortgage

Document Number	A000194542
Date	Jul 29, 2020
Instrument	A000194542

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 16, 2030
Index	Other
Margin	2

January 2017: Limited Warranty Deed, Foreclosure

Document Type	Limited Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 27, 2017
Property Address	525 6TH AVE, TWO HARBORS, MN 55616-1434
Document Number	A000186917
Instrument Date	Jan 20, 2017
Instrument	A000186917
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 SPRING HILL RD, MCLEAN, VA 22102-3058

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,572.00 Homeowner's exemption	$241,100 (+23.64%) Land $27,000 Building $214,100	$241,100 (+23.64%) Land $27,000 Building $214,100
2023		$195,000 Land $18,800 Building $176,200	$195,000 Land $18,800 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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