522 6th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 522 6th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,740 sqft · built 2017
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$8,000 (Sep 2017)
Tax Bill$3,924 (2026)
Deeds & MortgagesOct 2017 Construction Loan
Nov 2017 Transfer
+ 1 more
APN23-7661-29070

Property Details

APN / Parcel Number

Primary APN23-7661-29070

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Stories1 Story
Building Area1,740 sqft Gross Area
1st Floor Area1,740 sqft
Utility Area80 sqft
FlooringWood
Interior WallsMetal
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Architectural StyleDome
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area484 sqft
Pool TypePool with Hot Tub/Spa
Deck Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address522 6TH AVE
CityTWO HARBORS
StateMN
Zip55616-1435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 29
Legal SubdivisionMINNESOTA IRON COMPANYS 1ST A
Legal Block29
Legal Lot Number7
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group2
Census Block2011
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address522 6TH AVE, TWO HARBORS, MN 55616-1435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2017Deed of Trust, Mortgage · Construction Mortgage
LAKE COUNTY BANK
Nov 13, 2017Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Deed Document Number2017188389
Last Transfer DateNov 10, 2017
Transfer Doc0000188802
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address522 6TH AVE, TWO HARBORS, MN 55616-1435
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000188657
DateOct 24, 2017
InstrumentA000188657
Lender
NameLAKE COUNTY BANK
TypeBank
AddressTWO HARBORS, MN 55616
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 23, 2018

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE MN
Recording DateNov 13, 2017
Property Address522 6TH AVE, TWO HARBORS, MN 55616-1435
Document NumberA000188802
Instrument DateNov 10, 2017
InstrumentA000188802
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$1.65
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateSep 21, 2017
Property Address522 6TH AVE, TWO HARBORS, MN 55616-1435
Document NumberA000188389
Instrument DateSep 15, 2017
InstrumentA000188389
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Tax$26.40
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,924.00 (-3.73%) Homeowner's exemption$459,900 (+18.84%) Land $19,400 Building $440,500$459,900 (+18.84%) Land $19,400 Building $440,500
2025$4,076.00
2023$387,000 Land $13,600 Building $373,400$387,000 Land $13,600 Building $373,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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