5248 Ruff Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 5248 Ruff Rd, Concord, NC 28025 · Last verified May 2024

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,550 sqft · built 2001
Lot Size	3.28 acres (142,877 sqft)
Owner	Individual Name on File
Tax Bill	$2,701 (2023)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5652 69 6007`

Property Details

APN / Parcel Number

Primary APN	`5652 69 6007`
Alternative APNs	`06007 0008.400000` `1167703`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,550 sqft Living Area
Gross Area	5,748 sqft
1st Floor Area	2,550 sqft
Basement Area	2,550 sqft
Unfinished Basement	2,550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	142,877 sqft (3.28 acres)
Lot Width	25 ft Width
Garage Type	Mixed
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	324 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1167703
Street Address	5248 RUFF RD
City	CONCORD
State	NC
Zip	28025-7391
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S/S RUFF ROAD
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	1
Census Block	1030
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5652 69 6007

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5248 RUFF RD, CONCORD, NC 28025-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2003
Deed Sale	Dec 31, 2003
Deed Document Number	0005072262
Record Updated	Jun 07, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5248 RUFF RD, CONCORD, NC 28025-7391
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15238217
Date	Jun 09, 2021
Book Page	15238/217

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,701.00	$326,170 Land $39,790 Building $286,380	$326,170 Land $39,790 Building $286,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.