Cabarrus County property record for 5045 Ruff Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,118 sqft · built 1996 |
| Lot Size | 15.8 acres (690,862 sqft) |
| Owner | Trust Name on File |
| Last Sale | $45,000 (Apr 1994) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5653 30 5169 |
| Primary APN | 5653 30 5169 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 3,093 sqft |
| 1st Floor Area | 2,118 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 690,862 sqft (15.8 acres) |
| Lot Width | 413 ft Width |
| Garage Type | Mixed |
| Garage Area | 625 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Stable | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 161664 |
|---|---|
| Street Address | 5045 RUFF RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | LT 6 HIGHLAND PLANTATION |
| Legal Subdivision | RIMER TOWN |
| Legal Lot Number | 6 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 6, RIMERTOWN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40600 |
Source: Cabarrus County records · APN 5653 30 5169
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5045 RUFF RD, CONCORD, NC 28025-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 1994 · Amount on Record |
| Deed Sale | Apr 06, 1994 · Amount on Record |
| Deed Book / Page | 1223 / 281 |
| Last Transfer Date | Mar 03, 2023 |
| Transfer Doc | 0016395157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 03, 2023 |
| Property Address | 5045 RUFF RD, CONCORD, NC 28025-7908 |
| Document Number | 0016395157 |
| Book / Page | 16395 / 157 |
| Map Reference | MB 25 PG 89 |
| Instrument Date | Mar 03, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5045 RUFF RD, CONCORD, NC 28025-7908 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5045 RUFF RD, CONCORD, NC 28025-7908 |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (+24.87%) | $396,600 (+52.97%) | |
| 2024 | $601,830 (+65.55%) Land $256,440 Building $345,390 | ||
| 2023 | $2,147.00 | $259,270 | $363,530 Land $134,970 Building $228,560 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
Based on FCC filings for 5 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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