Lane County property record for 5245 Saratoga St, Eugene, OR 97405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 1974 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,900 (Oct 2019) |
| Tax Bill | $3,783 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03-18-44-00102-000 |
| Primary APN | 18-03-18-44-00102-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,966 sqft Finished Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 1,246 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 720 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 104 ft deep x 90 ft wide |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|
| Account Number | 0685857 |
|---|---|
| Street Address | 5245 SARATOGA ST |
| City | EUGENE |
| State | OR |
| Zip | 97405-3587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-LOW-DENSITY RES |
| Legal Description | SUBD:NINTH ADDITION TO EDGEWOOD ESTATES SEC/TWN/RNG/MER:SEC 18 TWN 18 RNG 03 |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | NINTH ADDITION TO EDGEWOOD ESTATES |
| Legal Lot Number | 102 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 5400 |
Source: Lane County records · APN 18-03-18-44-00102-000
Assessment roll updated September 30, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2552 POTTER ST, EUGENE, OR 97405-4166 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional with PMI OREGON CMNTY CU |
| May 06, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OREGON COMMUNITY CU |
| Oct 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU |
| Oct 01, 2019 | Deed of Trust, Mortgage OREGON CMNTY CU |
| Oct 11, 2019 | Correction Deed, Transfer CASCADE TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Oct 04, 2019 · Amount on Record |
| Deed Document Number | 2019-045806 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 5245 SARATOGA ST, EUGENE, OR 97405-3587 |
| Document Number | 0000020366 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Title Company | CASCADE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 50967 EUGENE OR 974050992, EUGENE, OR 97405-0992 |
| Document Number | 0000020366 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 20366 |
| Name | OREGON CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 5245 SARATOGA ST, EUGENE, OR 97405-3587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017140 |
|---|---|
| Date | May 06, 2019 |
| Instrument | 2019-017140 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 04, 2019 |
| Property Address | 5245 SARATOGA ST, EUGENE, OR 97405-3587 |
| Document Number | 0000044514 |
| Map Reference | MB 43 PG 24 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 2019-044514 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2552 POTTER ST, EUGENE, OR 97405-4166 |
| Document Number | 0000044515 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 2019-044515 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 5245 SARATOGA ST, EUGENE, OR 97405-3587 |
| Document Number | 0000045807 |
| Instrument Date | Oct 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | CASCADE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5245 SARATOGA ST EUGENE OR 974053587, EUGENE, OR 97405-3587 |
| Document Number | 0000045807 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 45807 |
| Name | OREGON CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97408 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 11, 2019 |
| Property Address | 5245 SARATOGA ST, EUGENE, OR 97405-3587 |
| Document Number | 0000045806 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 45806 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | CASCADE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $343.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2552 POTTER ST EUGENE OR 974054166, EUGENE, OR 97405-4166 |
Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,783.00 (+3.9%) | $194,192 (+6.09%) | $539,960 (+0.18%) Land $145,250 Building $394,710 |
| 2023 | $3,641.00 (+4.03%) | $183,045 (+3%) | $538,990 (+14.09%) Land $112,732 Building $426,258 |
| 2022 | $3,500.00 | $177,714 | $472,422 Land $114,419 Building $358,003 |
Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: AT&T.
Based on FCC filings for 364 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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