5220 Saratoga St, Eugene, OR 97405 Property Records

Lane County property record for 5220 Saratoga St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 1966
Lot Size	0.217 acres (9,448 sqft)
Owner	2 Company Names on Record
Last Sale	$199,900 (Jun 2001)
Tax Bill	$6,071 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-18-44-03600-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-18-44-03600-000`
Alternative APNs	`1803184403600` `0686210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1971
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	0686210
Street Address	5220 SARATOGA ST
City	EUGENE
State	OR
Zip	97405-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 03600
Legal Range	03
Legal Township	18
Legal Section	18
Legal Subdivision	EDGEWOOD ESTATES EIGHTH ADDITION
Legal Block	19
Legal Lot Number	3600
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2009
Census Tract	5400

Owner

Source: Lane County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5220 SARATOGA ST, EUGENE, OR 97405-3533
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit OREGON CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2001 · Amount on Record
Deed Sale	Jun 15, 2001 · Amount on Record
Deed Document Number	200136521
Last Transfer Date	Dec 5, 2014
Transfer Doc	0000048382
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 3, 2026
Property Address	5220 SARATOGA ST, EUGENE, OR 97405-3533
Document Number	0000017964
Instrument Date	Jun 3, 2026
Instrument	202617964
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5220 SARATOGA ST, EUGENE, OR 97405-3533
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5220 SARATOGA ST, EUGENE, OR 97405-3533
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063957
Date	Oct 5, 2021
Instrument	2021-063957

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5220 SARATOGA ST, EUGENE, OR 97405-3533
Document Number	0000031829
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SARATOGA ST EUGENE OR 974053533, EUGENE, OR 97405-3533

Mortgage

Document Number	0000031829
Date	Jul 9, 2018
Instrument	31829

Lender

Name	OREGON CMNTY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,071.00 (+3.9%)	$311,625 (+6.09%)	$620,342 (-0.87%) Land $145,532 Building $474,810
2023	$5,843.00 (+4.02%)	$293,737 (+3%)	$625,797 (+14.88%) Land $112,947 Building $512,850
2022	$5,617.00	$285,182	$544,722 Land $114,638 Building $430,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T.

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