5245 Pathways Ave, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 5245 Pathways Ave, White Bear Lake, MN 55110

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,629 sqft · built 2003
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2022)
Tax Bill$5,340 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-30-22-31-0051

Property Details

APN / Parcel Number

Primary APN12-30-22-31-0051

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,629 sqft Living Area
1st Floor Area1,429 sqft
Basement Area200 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area3,485 sqft (0.08 acres)
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address5245 PATHWAYS AVE
CityWHITE BEAR LAKE
StateMN
Zip55110-6551
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCIC NO 516 HIDDEN PATHWAYS THMS LOT 7 BLK 1
Legal Range22
Legal Township30
Legal Section12
Legal Quarter3
Quarter-Quarter Section1
Legal SubdivisionCIC NO 516 HIDDEN PATHWAYS THMS
Legal Block1
Legal Lot Number7
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group1
Census Block1014
Census Tract40200

Owner

Source: Ramsey County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5248 PATHWAYS AVE, WHITE BEAR LAKE, MN 55110-6551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleJan 13, 2004 · Amount on Record
Deed Document NumberA04959316
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 10, 2022
Property Address5245 PATHWAYS AVE, WHITE BEAR LAKE, MN 55110-6551
Document Number0A04959316
Instrument DateJul 28, 2022
InstrumentA04959316
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5245 PATHWAYS AVE, WHITE BEAR LAKE, MN 55110-6551

Mortgage

Document Number0A04959317
DateAug 10, 2022
InstrumentA04959317
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,340.00 (+20.43%) Homeowner's exemption$412,400 (+8.81%) Land $70,200 Building $342,200$412,400 (+8.81%) Land $70,200 Building $342,200
2023$4,434.00 Homeowner's exemption$379,000 Land $70,200 Building $308,800$379,000 Land $70,200 Building $308,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Pathways Ave

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