Ramsey County property record for 5225 Pathways Ave, White Bear Lake, MN 55110
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,416 sqft · built 2002 |
| Lot Size | 0.8 acres (3,485 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $285,500 (Aug 2017) |
| Tax Bill | $4,914 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 12-30-22-31-0047 |
| Primary APN | 12-30-22-31-0047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.8 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 323887 |
|---|---|
| Street Address | 5225 PATHWAYS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-6551 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 516 HIDDEN PATHWAYS THMS LOT 3 BLK 1 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Subdivision | CIC NO 516 HIDDEN PATHWAYS THMS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 40200 |
Source: Ramsey County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5225 PATHWAYS AVE, SAINT PAUL, MN 55110-6551 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 23, 2017 | Warranty Deed, Transfer TITLE SMART INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on Record |
| Deed Sale | Aug 23, 2017 · Amount on Record |
| Prior Sale | Jan 14, 2004 · Amount on Record |
| Deed Document Number | 20174673316 |
| Prior Transfer Date | Jan 9, 2017 |
| Prior Transfer Doc | 0004642566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 23, 2026 |
| Property Address | 5225 PATHWAYS AVE, SAINT PAUL, MN 55110-6551 |
| Document Number | 0005121867 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20265121867 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 5225 PATHWAYS AVE, SAINT PAUL, MN 55110-6551 |
| Document Number | 0005121867, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 20265121867 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 5225 PATHWAYS AVE, WHITE BEAR LAKE, MN 55110-6551 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0A04957335 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | A04957335 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 23, 2017 |
| Property Address | 5225 PATHWAYS AVE, WHITE BEAR LAKE, MN 55110-6551 |
| Document Number | 0004673316 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 4673316 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | TITLE SMART INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $970.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5525 PATHWAYS AVE WHITE BEAR LAKE MN 55110, WHITE BEAR LAKE, MN 55110 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,400 (+4.33%) Land $70,200 Building $298,200 | $368,400 (+4.33%) Land $70,200 Building $298,200 | |
| 2025 | $4,914.00 (+19.91%) | ||
| 2023 | $4,098.00 Homeowner's exemption | $353,100 Land $70,200 Building $282,900 | $353,100 Land $70,200 Building $282,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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