5245 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 5245 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,479 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$265,900 (Aug 2022)
Tax Bill	$2,639 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0465H-101-C00`

Property Details

APN / Parcel Number

Primary APN	`0465H-101-C00`
Alternative APNs	`0102G132000` `19834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,479 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Terrain	Low
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19834
Street Address	5245 MCCALL RD
City	RINCON
State	GA
Zip	31326-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 101 SECT C
Legal Subdivision	WESTWOOD HEIGHTS
Legal Block	C
Legal Lot Number	101
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1022
Census Tract	30309

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5245 MCCALL RD, RINCON, GA 31326-3911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLIED FIRST BANK FEDERAL SAVINGS B
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLIED FIRST BANK FEDERAL SAVINGS BANK
Mar 1, 2022	Warranty Deed, Transfer · Commercial Mortgage LENDINGONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	0002802823
Deed Book / Page	2802 / 823
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 1, 2022
Property Address	5245 MCCALL RD, RINCON, GA 31326-3911
Document Number	002802/823
Book / Page	2802 / 823
Instrument Date	Aug 1, 2022
Instrument	2022-002355
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 MCCALL RD, RINCON, GA 31326-3911

Mortgage

Document Number	0000008386
Date	Aug 1, 2022
Instrument	008386

Lender

Name	ALLIED FIRST BANK FEDERAL SAVINGS B

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 1, 2022
Property Address	5245 MCCALL RD, RINCON, GA 31326-3911
Document Number	002802/823
Book / Page	2802 / 823
Instrument Date	Aug 1, 2022
Instrument	2022-002355
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 MCCALL RD, RINCON, GA 31326-3911

Mortgage

Document Number	0000002802/0000000825
Date	Aug 17, 2022
Book Page	0000002802/0000000825
Instrument	008386

Lender

Name	ALLIED FIRST BANK FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 1, 2022
Property Address	5245 MCCALL RD, RINCON, GA 31326-3911
Document Number	002767/712
Book / Page	2767 / 712
Instrument Date	Mar 1, 2022
Instrument	2022-000569
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 MIDDLETON RD, GUYTON, GA 31312-5960
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002767/0000000714
Date	Mar 3, 2022
Book Page	0000002767/0000000714
Instrument	002225

Lender

Name	LENDINGONE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,639.00 (+4.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$114,786 (+0.78%) Land $22,800 Building $91,986	$286,964 (+0.78%) Land $57,000 Building $229,964
2024	$2,537.00 (+41.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$113,902 (+150.12%) Land $22,800 Building $91,102	$284,755 (+150.12%) Land $57,000 Building $227,755
2022	$1,792.00	$45,539 Land $14,000 Building $31,539	$113,847 Land $35,000 Building $78,847

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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