5229 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 5229 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,016 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$229,500 (Nov 2022)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0465H-099-C00`

Property Details

APN / Parcel Number

Primary APN	`0465H-099-C00`
Alternative APNs	`0102G130000` `19828`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,016 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Terrain	Low
Garage Area	200 sqft
Utility Building	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19828
Old Parcel Number	0465H099C00
Street Address	5229 MCCALL RD
City	RINCON
State	GA
Zip	31326-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 99 SECT C
Legal Subdivision	WESTWOOD HEIGHTS
Legal Block	C
Legal Lot Number	99
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1022
Census Tract	30309

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5229 MCCALL RD, RINCON, GA 31326-3911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Mar 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Aug 22, 2013 · Amount on Record
Deed Document Number	0002817680
Deed Book / Page	2817 / 680
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 1, 2022
Property Address	5229 MCCALL RD, RINCON, GA 31326-3911
Document Number	002817/680
Book / Page	2817 / 680
Instrument Date	Nov 1, 2022
Instrument	2022-003280
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 MCCALL RD, RINCON, GA 31326-3911

Mortgage

Document Number	0000010937
Date	Nov 1, 2022
Instrument	010937

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5229 MCCALL RD, RINCON, GA 31326-3911
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002395/368
Date	Mar 21, 2017
Book Page	2395/368
Instrument	002242

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (-15.22%) Homeowner's exemption	$97,863 (+2.56%) Land $22,800 Building $75,063	$244,657 (+2.56%) Land $57,000 Building $187,657
2024	$2,997.00 (+144.65%) Homeowner's exemption	$95,422 (+108.46%) Land $22,800 Building $72,622	$238,556 (+108.46%) Land $57,000 Building $181,556
2022	$1,225.00 Homeowner's exemption	$45,775 Land $14,000 Building $31,775	$114,437 Land $35,000 Building $79,437

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTWOOD HEIGHTS SUBDIVISION private · serves 1,370 people · EPA ID GA1030012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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