5242 Willing St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5242 Willing St, Milton, FL 32570

Property Summary

Property Type	Retail Store
Details	1 bd · 2 ba · 1,925 sqft · built 1915
Lot Size	0.048 acres (2,091 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Apr 2025)
Tax Bill	$1,509 (2024)
Deeds & Mortgages	Apr 2025 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-1N-28-2530-02000-0011`

Property Details

APN / Parcel Number

Primary APN	`03-1N-28-2530-02000-0011`
Alternative APN	`N281032530020000011`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,925 sqft Gross Area
1st Floor Area	613 sqft
Utility Area	613 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	62 ft deep x 34 ft wide
Patio Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5242 WILLING ST
City	MILTON
State	FL
Zip	32570-4971
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	D-CM
Legal Description	DESCRIPTION UPDATED FOR 2025 TOWN OF MILTON PORT OF LOT 1 BLK 20 DES AS: BEG AT NW CORN OF LOT 1 THN S4546'E ON W LN OF WILLING ST 34 FT THN ANG RT TO WILLING ST N4414'E 61.53 FT THN S73*09'W 70.3 FT TO POB AS DES IN OR 4603 PG 1524
Legal Range	28W
Legal Township	1N
Legal Section	03
Legal Subdivision	TOWN OF MILTON
Legal Block	20
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1003
Census Tract	10601

Owner

5242 Willing St, a commercial property, is owned by a company that bought it in April 2025.

Source: Santa Rosa County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	5568 WOODBINE RD, MILTON, FL 32571-8766
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Jul 22, 2015 · Amount on File
Deed Document Number	202515480
Deed Book / Page	4603 / 1524
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 9, 2025
Property Address	5242 WILLING ST, MILTON, FL 32570-4971
Document Number	0046031524
Book / Page	4603 / 1524
Map Reference	MB A-43 PG 87
Instrument Date	Mar 6, 2025
Instrument	202515480
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2629 FORT FARNSWORTH RD, ALEXANDRIA, VA 22303-2651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5568 WOODBINE RD # PMB162, PACE, FL 32571-8766

Mortgage

Document Number	0046031527
Date	Apr 9, 2025
Instrument	4603/1527

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,641 (+10.31%) Land $51,000 Building $85,641	$136,641 (+10.31%) Land $51,000 Building $85,641
2024	$1,509.00 (+3.93%)	$123,875 (-1.08%) Land $51,000 Building $72,875	$123,875 (-1.08%) Land $51,000 Building $72,875
2023	$1,452.00 (+11.35%)	$125,222 (+15.9%) Land $51,000 Building $74,222	$125,222 (+15.9%) Land $51,000 Building $74,222
2022	$1,304.00	$108,039	$108,039 Land $51,000 Building $57,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5242 Willing St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5242 Willing St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50