5237 Willing St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5237 Willing St, Milton, FL 32570

Property Summary

Property Type	Restaurant
Details	1 bd · 2 ba · 3,117 sqft · built 1920
Lot Size	0.043 acres (1,873 sqft)
Owner	Company Name on File
Last Sale	$140,000 (Mar 2018)
Tax Bill	$2,144 (2024)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-1N-28-2530-01900-0040`

Property Details

APN / Parcel Number

Primary APN	`03-1N-28-2530-01900-0040`
Alternative APN	`N281032530019000040`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,117 sqft Gross Area
1st Floor Area	1,256 sqft
Upper Floors Area	1,533 sqft
Flooring	Tile

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,873 sqft (0.043 acres)
Lot Dimensions	76 ft deep x 25 ft wide
Porch	Finished/Open Porch
Porch Area	25 sqft
Deck Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5237 WILLING ST
City	MILTON
State	FL
Zip	32570-4969
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	D-CM
Legal Description	TOWN OF MILTON PORT OF BLK 19 PARCEL 1: BEG AT PT 18 IN S OF NE CORN LOT 4 THN S ON E LT LN 23 FT 6 IN & CORN THN W PAR ALLEL TO N LOT LN 72 FT 9 IN & CORN THN N 22 FT PARALLEL TO E LN LOT 4 & CORN THN W 6 FT PARALLEL TO N LN LOT 4 & CORN THN N PARAL
Legal Subdivision	TOWN OF MILTON
Legal Block	19
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1058
Census Tract	10602

Owner

Source: Santa Rosa County records · APN 03-1N-28-2530-01900-0040

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4895 KOLB RD, MILTON, FL 32570-8581
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2018 · Amount on Record
Deed Sale	Mar 07, 2018 · Amount on Record
Prior Sale	Oct 03, 2014 · Amount on Record
Deed Document Number	20188894
Deed Book / Page	3707 / 1611
Prior Transfer Date	Feb 24, 2009
Prior Transfer Doc	0028831656
Record Updated	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 07, 2018
Property Address	5237 WILLING ST, MILTON, FL 32570-4969
Document Number	0037071611
Book / Page	3707 / 1611
Instrument Date	Feb 28, 2018
Instrument	201808894
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 TULIP HILL RD, 2665, MILTON, FL 32571-6787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 KOLB RD, MILTON, FL 32570-8581

Mortgage

Document Number	0201808896
Date	Mar 07, 2018
Instrument	201808896

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 05, 2023

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,833 (+8.2%) Land $10,175 Building $147,658	$157,833 (+8.2%) Land $10,175 Building $147,658
2024	$2,144.00 (+3.57%)	$145,866 (-1.99%) Land $10,175 Building $135,691	$145,866 (-1.99%) Land $10,175 Building $135,691
2023	$2,070.00 (+12.32%)	$148,824 (+19.2%) Land $10,175 Building $138,649	$148,824 (+19.2%) Land $10,175 Building $138,649
2022	$1,843.00	$124,853	$124,853 Land $12,500 Building $112,353

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130106021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	21 (2004–2022)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Mar 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 9 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 63 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570146, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.