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5242 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5242 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage2,353 sqft Heated Area
Lot Size14,985 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$545,000 (2022)
Tax Bill$5,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN89863
Alternative APN
  • 052531332600010210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,353 sqft Heated Area
Gross Area3,133 sqft Gross Area
1st Floor2,353 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,985 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area339 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89863
Street Address5242 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8797
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 21
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3326
Legal Block1
Legal Lot Number21
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 89863

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5242 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 18, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 09, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleOct 09, 2017
Deed Doc Number2022127097
Deed Book / Page6271 / 1172
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5242 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5242 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797

Mortgage

Document Number0065842714
DateApr 18, 2024
Book Page6584/2714
Instrument2024050107
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMay 01, 2064
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 18, 2022
Property Address5242 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797
Document Number0062711172
Book / Page6271 / 1172
Map ReferenceMB 9 PG 5&6
Instrument DateAug 12, 2022
Instrument2022127097
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4811 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8272

Transferred To (Grantee/Buyer)

NameVerified Name
Address5242 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797

Mortgage

Document Number0062711174
DateAug 18, 2022
Instrument6271/1174
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 09, 2017
Property Address5242 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797
Document Number0052202238
Book / Page005220 / 002238
Instrument DateSep 28, 2017
Instrument144032
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4811 E LAKE RESERVE BLVD ST CLOUD FL 347718272, ST CLOUD, FL 34771-8272

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,518.00 (+6.92%) Homeowner's exemption$367,846 (-1%)$423,000 (+3.5%) Land $95,000 Building $328,000
2023$5,161.00 (+45.71%) Homeowner's exemption$408,700 (+70.31%) Land $95,000 Building $313,700$408,700 (+18.91%) Land $95,000 Building $313,700
2022$3,542.00 Homeowner's exemption$239,973$343,700 Land $75,000 Building $268,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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