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5240 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5240 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,056 sqft · built 1998
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Mar 2020)
Tax Bill$6,715 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN89864

Property Details

APN / Parcel Number

Primary APN89864
Alternative APN
  • 052531332600010220

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,056 sqft Heated Area
Gross Area2,832 sqft
1st Floor Area2,056 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area252 sqft
PorchOpen Porch
Porch Area335 sqft
Deck Area507 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number89864
Street Address5240 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 22
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3326
Legal Block1
Legal Lot Number22
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 89864

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5240 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2020 · Amount on Record
Deed SaleMar 03, 2020 · Amount on Record
Prior SaleJan 24, 2002 · Amount on Record
Deed Document Number2020030576
Deed Book / Page5684 / 1746
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2020
Property Address5240 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8797
Document Number0056841746
Book / Page005684 / 001746
Instrument DateFeb 10, 2020
Instrument30576
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyCLEAR TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5240 HAMMOCK POINTE CT ST CLOUD FL 347718797, ST CLOUD, FL 34771-8797

Mortgage

Document Number56841748
DateMar 03, 2020
Book Page005684/001748
Instrument30577
Lender
NameDEEPHAVEN MTG LLC
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050
Interest
Rate TypeAdjustable Rate
Rate8.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,715.00 (+12.74%)$419,500 (+3.66%) Land $95,000 Building $324,500$419,500 (+3.66%) Land $95,000 Building $324,500
2023$5,956.00 (+13.69%)$404,700 (+18.51%) Land $95,000 Building $309,700$404,700 (+18.51%) Land $95,000 Building $309,700
2022$5,239.00$341,500 Land $75,000 Building $266,500$341,500 Land $75,000 Building $266,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Spectrum, Lumen Technologies, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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