524 White Ave, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 524 White Ave, Northvale, NJ 07647

Property Summary

Property TypeSingle Family Home
Details1,929 sqft · built 1962
Lot Size0.287 acres (12,502 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Oct 2021)
Tax Bill$13,901 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2016 Line of Credit
Flood ZoneZone X (minimal risk)
APN40-00710-0000-00001

Property Details

APN / Parcel Number

Primary APN40-00710-0000-00001
Alternative APN
  • 400071000001

Interior

Stories1 Story
Building Area1,929 sqft Living Area
1st Floor Area1,929 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions100 ft deep x 125 ft wide

Location & Zoning

Street Address524 WHITE AVE
CityNORTHVALE
StateNJ
Zip07647-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR125
Legal Description125X100 1LT (511,1)
Legal SubdivisionNORWOOD SUBURBAN HM & LAND CO
Legal Block710
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionNORTHVALE
Census Block Group4
Census Block4024
Census Tract2200

Owner

Source: Bergen County and Northvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address524 WHITE AVE, NORTHVALE, NJ 07647-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 27, 2016Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleSep 26, 1996 · Amount on Record
Deed Document Number2021162803
Deed Book / Page4434 / 1155
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 29, 2021
Property Address524 WHITE AVE, NORTHVALE, NJ 07647-1013
Document Number0044341155
Book / Page4434 / 1155
Instrument DateSep 24, 2021
Instrument2021162803
Transaction TypeTransfer
Record UpdatedNov 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address401 DERCOLE CT APT 124, 401, NORWOOD, NJ 07648-1563

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 WHITE AVE, NORTHVALE, NJ 07647-1013

Mortgage

Document Number2021162804
DateOct 29, 2021
Instrument2021162804
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address524 WHITE AVE, NORTHVALE, NJ 07647-1013
Document Number0025101863
Instrument DateDec 27, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 WHITE AVE NORTHVALE NJ 076471013, NORTHVALE, NJ 07647-1013

Mortgage

Document Number0025101863
DateJan 19, 2017
Book Page002510/001863
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 18, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityNorthvale Borough
Secondary School DistrictNorthern Valley Regional School District (09 - 12)
Elementary School DistrictNorthvale Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$719,200 (+72.18%) Land $465,000 Building $254,200$719,200 (+72.18%) Land $465,000 Building $254,200
2025$13,901.00 (+3.94%)$417,700 (-) Land $281,100 Building $136,600$417,700 (-) Land $281,100 Building $136,600
2024$13,374.00 (+6.03%)
2023$417,700 Land $281,100 Building $136,600$417,700 Land $281,100 Building $136,600
2022$12,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims5 (1994–2026)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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