Bergen County and Northvale Borough property record for 522 White Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,948 sqft · built 1962 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Dec 2004) |
| Tax Bill | $14,114 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00710-0000-00002 |
| Primary APN | 40-00710-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 125 ft wide |
| Street Address | 522 WHITE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 125X100 1LT (511,2) |
| Legal Subdivision | NORWOOD SUBURBAN HM & LAND CO |
| Legal Block | 710 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records · APN 40-00710-0000-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 WHITE AVE, NORTHVALE, NJ 07647-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Apr 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2004 · Amount on Record |
| Deed Sale | Dec 28, 2004 · Amount on Record |
| Deed Book / Page | 8773 / 8 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 522 WHITE AVE, NORTHVALE, NJ 07647-1013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0046520873 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 4652/873 |
| Instrument | 2022042055 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 522 WHITE AVE, NORTHVALE, NJ 07647-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032290370 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 3229/370 |
| Instrument | 19-026010 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Northvale Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $745,400 (+75.76%) Land $465,000 Building $280,400 | $745,400 (+75.76%) Land $465,000 Building $280,400 | |
| 2025 | $14,114.00 (+3.94%) | $424,100 (-) Land $287,400 Building $136,700 | $424,100 (-) Land $287,400 Building $136,700 |
| 2024 | $13,579.00 (+6.03%) | ||
| 2023 | $424,100 Land $287,400 Building $136,700 | $424,100 Land $287,400 Building $136,700 | |
| 2022 | $12,807.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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