524 Westgate Dr, Napa, CA 94558 Property Records

Napa County property record for 524 Westgate Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,135 sqft · built 1979
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Jun 1998)
Tax Bill	$9,740 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-101-003-000`

Property Details

APN / Parcel Number

Primary APN	`061-101-003-000`
Alternative APNs	`061-101-003` `06110103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,135 sqft Living Area
Gross Area	3,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	061-101-003
Street Address	524 WESTGATE DR
City	NAPA
State	CA
Zip	94558-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 46 SILVERADO UNIT NO 5B 10R/M76
Legal Subdivision	SILVERADO
Legal Lot Number	46
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2008
Census Tract	201401

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	524 WESTGATE DR, NAPA, CA 94558-1239
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 6, 2018	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Jul 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 1998 · Amount on Record
Deed Sale	Jun 22, 1998 · Amount on Record
Deed Document Number	199817364
Last Transfer Date	Jun 27, 2017
Transfer Doc	0000015524
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	524 WESTGATE DR, NAPA, CA 94558-1239
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WESTGATE DR, NAPA, CA 94558-1239

Mortgage

Document Number	0000018517
Date	Nov 16, 2023
Instrument	2023-0018517

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	524 WESTGATE DR, NAPA, CA 94558-1239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004175
Date	Mar 6, 2018
Instrument	2018-0004175

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	524 WESTGATE DR, NAPA, CA 94558-1239
Document Number	0000013348
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	524 WESTGATE DR NAPA CA 945581239, NAPA, CA 94558-1239

Mortgage

Document Number	0000013348
Date	Jul 5, 2018
Instrument	13348

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jul 11, 2017
Property Address	524 WESTGATE DR, NAPA, CA 94558-1239
Document Number	0000015524
Instrument Date	Jun 27, 2017
Instrument	15524
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	524 WESTGATE DR NAPA CA 945581239, NAPA, CA 94558-1239

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,740.00 (+2.15%) Homeowner's exemption	$781,734 (+2%) Land $358,294 Building $423,440	$781,734 Land $358,294 Building $423,440
2025	$9,535.00 (+5.1%) Homeowner's exemption	$766,407 (+4.04%) Land $351,269 Building $415,138
2023	$9,072.00 (+1.49%) Homeowner's exemption	$736,649 Land $337,630 Building $399,019
2022	$8,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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