523 Westgate Dr, Napa, CA 94558 Property Records

Napa County property record for 523 Westgate Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,741 sqft · built 1979
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$1,865,000 (Feb 2026)
Tax Bill	$11,173 (2026)
Deeds & Mortgages	Feb 2026 Sale & Reverse Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061-103-003-000`

Property Details

APN / Parcel Number

Primary APN	`061-103-003-000`
Alternative APNs	`061-103-003` `06110303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,741 sqft Living Area
Gross Area	3,455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	061-103-003
Street Address	523 WESTGATE DR
City	NAPA
State	CA
Zip	94558-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 2 SILVERADO SUB NO 5-B 10R/M77
Legal Subdivision	SILVERADO
Legal Lot Number	2
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2008
Census Tract	201401

Owner

523 Westgate Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 WESTGATE DR, NAPA, CA 94558-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Grant Deed, Transfer · Reverse Mortgage CMG MORTGAGE INC
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 18, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Mar 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Oct 2, 2000 · Amount on File
Deed Document Number	20263073
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0000020810
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Feb 27, 2026
Property Address	523 WESTGATE DR, NAPA, CA 94558-1237
Document Number	0000003073
Map Reference	MB 10 PG 76&77
Instrument Date	Feb 9, 2026
Instrument	2026-0003073
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	523 WESTGATE DR, NAPA, CA 94558-1237

Mortgage

Document Number	0000003074
Date	Feb 27, 2026
Instrument	2026-0003074

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	523 WESTGATE DR, NAPA, CA 94558-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016371
Date	Aug 22, 2019
Instrument	2019-0016371

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	523 WESTGATE DR, NAPA, CA 94558-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004264
Date	Mar 18, 2019
Instrument	2019-0004264

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Mar 2, 2018
Property Address	523 WESTGATE DR, NAPA, CA 94558-1237
Document Number	0000003932
Instrument Date	Dec 22, 2017
Instrument	3932
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	523 WESTGATE DR NAPA CA 945581237, NAPA, CA 94558-1237

Tax Assessment & Valuation

The 2026 property tax bill for 523 Westgate Dr was $11,173, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,173.00 (+2.13%)	$910,668 (+2%) Land $397,863 Building $512,805	$910,668 (+2%) Land $397,863 Building $512,805
2025	$10,940.00 Homeowner's exemption	$892,812 Land $390,062 Building $502,750	$892,812 Land $390,062 Building $502,750
2023	$10,403.00 (+1.49%) Homeowner's exemption	$858,145 Land $374,916 Building $483,229
2022	$10,250.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 523 Westgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Westgate Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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