524 W Palmetto St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 524 W Palmetto St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,753 sqft · built 2018
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2019)
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Nov 2018 Mortgage May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`987520906197`

Property Details

APN / Parcel Number

Primary APN	`987520906197`
Alternative APN	`000726033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,753 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987520906197
Street Address	524 W PALMETTO ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 33R BLK: 74 SEC: PL: I SL: 318
Legal Subdivision	VIRGINIA DARE SHORES
Legal Block	74
Legal Lot Number	33R
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2016
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 W PALMETTO ST, KILL DEVIL HILLS, NC 27948-7871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
May 29, 2019	Warranty Deed, Subdivision Related Transfer
Nov 26, 2018	Warranty Deed, Subdivision Related Transfer
Jun 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2019700065054
Deed Book / Page	2303 / 149
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	524 W PALMETTO ST, KILL DEVIL HILLS, NC 27948
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002271/0000000312
Date	Nov 26, 2018
Book Page	0000002271/0000000312
Instrument	000700058994

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 29, 2019
Property Address	524 W PALMETTO ST, KILL DEVIL HILLS, NC 27948
Document Number	002303/149
Book / Page	2303 / 149
Instrument Date	May 24, 2019
Instrument	700065054
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, FRISCO, NC 27936-0100

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Nov 26, 2018
Property Address	524 W PALMETTO ST, KILL DEVIL HILLS, NC 27948
Document Number	002271/310
Book / Page	2271 / 310
Instrument Date	Nov 20, 2018
Instrument	000700058993
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 DAHLGREN RD, RICHMOND, VA 23238-6127

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Jun 1, 2018
Property Address	524 W PALMETTO ST, KILL DEVIL HILLS, NC 27948
Document Number	002240/901
Book / Page	2240 / 901
Instrument Date	May 31, 2018
Instrument	000700052988
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DAVINCI LN, KITTY HAWK, NC 27949-4368

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00	$678,600 (-) Land $279,700 Building $398,900	$678,600 (-) Land $279,700 Building $398,900
2025	$3,686.00 (+29.93%)	$678,600 (+80.67%) Land $279,700 Building $398,900
2023	$2,837.00	$375,600 Land $110,100 Building $265,500
2020			$678,600 Land $279,700 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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