520 W Palmetto St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 520 W Palmetto St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,782 sqft · built 2020
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$408,000 (Jan 2021)
Tax Bill	$3,733 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`987520907139`

Property Details

APN / Parcel Number

Primary APN	`987520907139`
Alternative APN	`000726031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,782 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987520907139
Street Address	520 W PALMETTO ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 31R BLK: 74 SEC: PL: I SL: 318
Legal Subdivision	VIRGINIA DARE SHORES
Legal Block	74
Legal Lot Number	31R
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2016
Census Tract	970200

Owner

520 W Palmetto St is owned by an individual who bought it in January 2021.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	485 HARBOR SIDE ST, 203, WOODBRIDGE, VA 22191-5457
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jun 5, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	2021700090751
Deed Book / Page	2455 / 400
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 8, 2021
Property Address	520 W PALMETTO ST, KILL DEVIL HILLS, NC 27948
Document Number	002455/400
Book / Page	2455 / 400
Map Reference	CAB 1 SL 318
Instrument Date	Jan 8, 2021
Instrument	700090751
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 742, MANTEO, NC 27954-0742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 HARBOR SIDE ST APT 203, 203, WOODBRIDGE, VA 22191-5457

Mortgage

Document Number	0700090752
Date	Jan 8, 2021
Instrument	700090752

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Jun 5, 2018
Property Address	520 W PALMETTO ST, KILL DEVIL HILLS, NC 27948
Document Number	002241/548
Book / Page	2241 / 548
Instrument Date	May 31, 2018
Instrument	000700053104
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16304 S CRATER RD, SOUTH PRINCE GEORGE, VA 23805-8407

Tax Assessment & Valuation

The 2026 property tax bill for 520 W Palmetto St was $3,733.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,733.00	$687,400 (-) Land $279,700 Building $407,700	$687,400 Land $279,700 Building $407,700
2025	$3,733.00	$687,400 Land $279,700 Building $407,700
2023	$3,063.00	$405,500 Land $110,100 Building $295,400
2020			$687,400 Land $279,700 Building $407,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 W Palmetto St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 255 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	222 (1985–2022)
Claims Outside the SFHA	40 of 222
Most Recent Claim	Apr 2022
Claims by Event	Tropical Storm Michael, Oct 2018 · 25 claims Hurricane Matthew, Oct 2016 · 29 claims Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 W Palmetto St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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