Ashtabula County property record for 510 S Ridge Rd E, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1992 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Nov 2019) |
| Tax Bill | $5,502 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-028-00-018-01 |
| Primary APN | 20-028-00-018-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| Gross Area | 2,109 sqft |
| 1st Floor Area | 1,444 sqft |
| Attic | Attic |
| Attic Area | 81 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 142 ft deep x 84 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 156 sqft |
| Patio Area | 81 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 510 S RIDGE RD E |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-7305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 -- 16 |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 16 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 802 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 27, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 28, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 18, 2019 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2010 · Amount on Record |
| Deed Document Number | 201911849 |
| Deed Book / Page | 696 / 2691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000009140 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 853/1891 |
| Instrument | 2025-00009140 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000002514 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 815/1523 |
| Instrument | 2024-00002514 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 331 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000002931 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 793/37 |
| Instrument | 2023-00002931 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000010508 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 781/2101 |
| Instrument | 2022-00010508 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000006013 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 772/1943 |
| Instrument | 2022-00006013 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000004460 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 769/1505 |
| Instrument | 202200004460 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Nov 18, 2019 |
| Property Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0000011849 |
| Book / Page | 696 / 2691 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 201900011849 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 510 S RIDGE RD E, GENEVA, OH 44041-7305 |
| Document Number | 0006970001 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 697/0001 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,502.00 (+69.34%) | $67,450 (-) Land $10,500 Building $56,950 | $192,700 (-) Land $30,000 Building $162,700 |
| 2023 | $3,249.00 (+35.83%) Homeowner's exemption | $67,450 (+38.33%) Land $10,500 Building $56,950 | $192,700 (+38.33%) Land $30,000 Building $162,700 |
| 2022 | $2,392.00 Homeowner's exemption | $48,760 Land $8,090 Building $40,670 | |
| 2020 | $139,300 Land $23,100 Building $116,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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