524 Ruth Ave, New Bern, NC 28560 Property Records

Craven County property record for 524 Ruth Ave, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 875 sqft · built 1959
Lot Size0.059 acres (2,584 sqft)
OwnerCompany Name on File
Last Sale$45,000 (Nov 2023)
Tax Bill$814 (2026)
Deeds & MortgagesNov 2023 Sale
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN8-015-214

Property Details

APN / Parcel Number

Primary APN8-015-214
Alternative APNs
  • 134049
  • 136969
  • 97710

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area875 sqft Living Area
1st Floor Area875 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,584 sqft (0.059 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number136969
Street Address524 RUTH AVE
CityNEW BERN
StateNC
Zip28560-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR6
Legal Description524 RUTH AVE
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2028
Census Tract960800

Owner

524 Ruth Ave is owned by a company that bought it in November 2023.

Source: Craven County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address3513 TAYLOR ST, NEW BERN, NC 28560-4134
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Warranty Deed, Transfer
May 18, 2023Warranty Deed, Transfer · Commercial Mortgage
PECOS FLIPO FINANCIAL LLC
Feb 25, 2022Warranty Deed, Transfer
LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Prior SaleMay 18, 2023 · Amount on File
Deed Document Number202310119178
Deed Book / Page3780 / 1450
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateNov 1, 2023
Property Address524 RUTH AVE, NEW BERN, NC 28560-3144
Document Number03780/1450
Book / Page3780 / 1450
Instrument DateNov 1, 2023
Instrument10119178
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1211 ROUSE RD, GREENVILLE, NC 27858-8363

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 TAYLOR ST, NEW BERN, NC 28560-4134

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMay 18, 2023
Property Address524 RUTH AVE, NEW BERN, NC 28560-3144
Document Number003764/381
Book / Page3764 / 381
Instrument DateMay 17, 2023
Instrument10112621
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE INSURANCE LLC

Transaction

AmountAmount on Record
Tax$80.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1103 BROOKE DR, ROCKVILLE, MD 20851-2323

Transferred To (Grantee/Buyer)

NameVerified Name
Address1211 ROUSE RD, GREENVILLE, NC 27858-8363

Mortgage

Document Number0003764384
DateMay 18, 2023
Instrument3764/384
Lender
NamePECOS FLIPO FINANCIAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term6 Months
DueNov 15, 2023

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateFeb 25, 2022
Property Address524 RUTH AVE, NEW BERN, NC 28560-3144
Document Number003714/605
Book / Page3714 / 605
Instrument DateFeb 25, 2022
Instrument10092490
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyLINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$16.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 MELVINA PL, 111, PRATTVILLE, AL 36066-7538

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 BROOKE DR, ROCKVILLE, MD 20851-2323

Tax Assessment & Valuation

The 2026 property tax bill for 524 Ruth Ave was $814, up 70.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$814.00 (+70.29%)$85,830 (+76.35%) Land $10,000 Building $75,830$85,830 (+76.35%) Land $10,000 Building $75,830
2025$478.00$48,670 Land $10,000 Building $38,670$48,670 Land $10,000 Building $38,670
2023$768.00 (+235.37%)$48,670 (+199.88%) Land $10,000 Building $38,670$48,670 Land $10,000 Building $38,670
2022$229.00$16,230 Land $6,000 Building $10,230
2018$16,230 Land $6,000 Building $10,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 524 Ruth Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 161 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims146 (1982–2024)
Claims Outside the SFHA20 of 146
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Florence, Sep 2018 · 70 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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