Craven County property record for 522 Ruth Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1959 |
| Lot Size | 0.058 acres (2,536 sqft) |
| Owner | Company Name on Record |
| Last Sale | $14,000 (May 2020) |
| Tax Bill | $751 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 8-015-215 |
| Primary APN | 8-015-215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,536 sqft (0.058 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 103331 |
|---|---|
| Street Address | 522 RUTH AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR8 |
| Legal Description | 522 RUTH AVE 50 X 50 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 960800 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 135 BROWN AVE, COVE CITY, NC 28523-9701 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COASTAL BANK & TRUST |
| May 13, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2020 · Amount on Record |
| Deed Sale | May 13, 2020 · Amount on Record |
| Prior Sale | Jan 7, 2005 · Amount on Record |
| Deed Document Number | 202010054465 |
| Deed Book / Page | 3612 / 1585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 522 RUTH AVE, NEW BERN, NC 28560-3144 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 135 BROWN AVE, COVE CITY, NC 28523-9701 |
| Document Number | 003722/454 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 3722/454 |
| Instrument | 10095595 |
| Name | COASTAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, NC 28546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 13, 2020 |
| Property Address | 522 RUTH AVE, NEW BERN, NC 28560-3144 |
| Document Number | 3612/1585 |
| Book / Page | 3612 / 1585 |
| Instrument Date | May 12, 2020 |
| Instrument | 10054465 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 RUTH AVE, 514, NEW BERN, NC 28560-3144 |
| Name | Verified Name |
|---|---|
| Address | 135 BROWN AVE, COVE CITY, NC 28523-9701 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751.00 (+3.16%) | $78,620 (-) Land $10,000 Building $68,620 | $78,620 (-) Land $10,000 Building $68,620 |
| 2025 | $728.00 (+2.82%) | $78,620 (-) Land $10,000 Building $68,620 | $78,620 (-) Land $10,000 Building $68,620 |
| 2023 | $708.00 (+133.66%) | $78,620 (+236.7%) Land $10,000 Building $68,620 | $78,620 (+236.7%) Land $10,000 Building $68,620 |
| 2022 | $303.00 | $23,350 Land $6,000 Building $17,350 | |
| 2018 | $23,350 Land $6,000 Building $17,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 146 (1982–2024) |
| Claims Outside the SFHA | 20 of 146 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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