524 N 23rd St, Waco, TX 76707 Property Records

McLennan County property record for 524 N 23rd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,581 sqft · built 1928
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,498 (Oct 2025)
Tax Bill	$3,501 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-044900-001800-8`

Property Details

APN / Parcel Number

Primary APN	`48-044900-001800-8`
Alternative APNs	`4804490000180080111` `197498`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1943
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	96 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 N 23RD ST
City	WACO
State	TX
Zip	76707-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WILLOW WOOD LOT 5 BLOCK 2 ACRES .1722
Legal Subdivision	WILLOW WOOD
Legal Block	2
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2037
Census Tract	700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 N 30TH ST, WACO, TX 76710-7226
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 22, 2024	Vendor's Lien, Transfer · Commercial Mortgage WILDCAT LENDING FUND ONE LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Oct 22, 2024 · Amount on Record
Deed Document Number	202530879
Record Updated	Oct 29, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 7, 2025
Property Address	524 N 23RD ST, WACO, TX 76707-3424
Document Number	0000030879
Map Reference	VOL 275 PG 170
Instrument Date	Oct 7, 2025
Instrument	2025030879
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 N 30TH ST, WACO, TX 76710-7226

Mortgage

Document Number	0000030880
Date	Oct 7, 2025
Instrument	2025030880

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 22, 2024
Property Address	524 N 23RD ST, WACO, TX 76707-3424
Document Number	0000039860
Map Reference	VOL 275 PG 170
Instrument Date	Oct 21, 2024
Instrument	2024039860
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 SAWTELLE BOULEVARD #215 # 215, 215, HOUSTON, TX 77042

Mortgage

Document Number	0000039861
Date	Oct 22, 2024
Instrument	2024039861

Lender

Name	WILDCAT LENDING FUND ONE LP
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 17, 2025

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,956 (+36.09%) Land $25,650 Building $186,306	$211,956 (+36.09%) Land $25,650 Building $186,306
2025	$3,501.00 (-5.91%)	$155,750 (+5.72%) Land $23,250 Building $132,500	$155,750 (+5.72%) Land $23,250 Building $132,500
2024	$3,721.00 (+12.69%)
2023		$147,320 Land $23,250 Building $124,070	$147,320 Land $23,250 Building $124,070
2022	$3,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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