515 N 23rd St, Waco, TX 76707 Property Records

McLennan County property record for 515 N 23rd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,772 sqft · built 1950
Lot Size	0.21 acres (9,150 sqft)
Owner	Individual Name on File
Last Sale	$75,300 (Feb 2010)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-044900-000700-7`

Property Details

APN / Parcel Number

Primary APN	`48-044900-000700-7`
Alternative APNs	`4804490000070070111` `197487`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	183 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	184 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	515 N 23RD ST
City	WACO
State	TX
Zip	76707-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WILLOW WOOD LOT 7 BLOCK 1 ACRES .2101
Legal Subdivision	WILLOW WOOD
Legal Block	1
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2032
Census Tract	700

Owner

515 N 23rd St is owned and occupied by an individual who bought it in February 2010.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	515 N 23RD ST, WACO, TX 76707-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2010 · Amount on File
Deed Sale	Feb 26, 2010 · Amount on File
Prior Sale	Jul 20, 2009 · Amount on File
Deed Document Number	20105955
Prior Transfer Date	Feb 24, 2010
Prior Transfer Doc	0000005955
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	515 N 23RD ST, WACO, TX 76707-3423
Document Number	0000012969
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	515 N 23RD ST WACO TX 767073423, WACO, TX 76707-3423

Mortgage

Document Number	0000012969
Date	Apr 22, 2019
Instrument	12969

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Amount	Amount on Record
Term	204 Months
Due	Apr 21, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 515 N 23rd St was $2,622 with a homeowner's exemption, up 1.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,681 (+12.83%)	$242,283 (-6.91%) Land $29,006 Building $213,277
2025	$2,622.00 (+1.55%) Homeowner's exemption	$204,457 Land $26,440 Building $233,820	$260,260 Land $26,440 Building $233,820
2024	$2,582.00
2023		$240,570 Land $26,440 Building $214,130	$240,570 Land $26,440 Building $214,130
2022	$2,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 N 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 N 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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