524 Moray Way, Patterson, CA 95363 Property Records

Stanislaus County property record for 524 Moray Way, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,431 sqft · built 1990
Lot Size	0.162 acres (7,038 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Oct 2015)
Tax Bill	$3,735 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`048-045-039-000`

Property Details

APN / Parcel Number

Primary APN	`048-045-039-000`
Alternative APNs	`0484539000` `0484539`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	7,038 sqft (0.162 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 MORAY WAY
City	PATTERSON
State	CA
Zip	95363-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SHIRE PARK 01
Legal Block	1
Legal Lot Number	151
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1006
Census Tract	3203

Owner

524 Moray Way is owned and occupied by two individuals who bought it in October 2015.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 MORAY WAY, PATTERSON, CA 95363-9136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Jul 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage 1ST RATE HOME MORTGAGE INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2015 · Amount on File
Deed Sale	Oct 28, 2015 · Amount on File
Prior Sale	Sep 10, 2008 · Amount on File
Deed Document Number	201585199
Prior Transfer Date	Oct 22, 2015
Prior Transfer Doc	0000085198
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	524 MORAY WAY, PATTERSON, CA 95363-9136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066381
Date	Sep 11, 2017
Instrument	2017-0066381

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	524 MORAY WAY, PATTERSON, CA 95363-9136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051510
Date	Jul 27, 2018
Instrument	2018-0051510

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	524 MORAY WAY, PATTERSON, CA 95363-9136
Document Number	0000053432
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	524 MORAY WAY PATTERSON CA 953639136, PATTERSON, CA 95363-9136

Mortgage

Document Number	0000053432
Date	Jul 27, 2020
Instrument	53432

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 11, 2019
Property Address	524 MORAY WAY, PATTERSON, CA 95363-9136
Document Number	0000014285
Instrument Date	Mar 8, 2019
Instrument	14285
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	524 MORAY WAY PATTERSON CA 953639136, PATTERSON, CA 95363-9136

Tax Assessment & Valuation

The 2026 property tax bill for 524 Moray Way was $3,735 with a homeowner's exemption, up 4.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,735.00 (+4.53%) Homeowner's exemption	$313,933 (+2%) Land $84,518 Building $229,415
2025	$3,573.00 Homeowner's exemption	$307,778 Land $82,861 Building $224,917
2023	$3,481.00 (+5.39%) Homeowner's exemption	$295,829 Land $79,645 Building $216,184
2022	$3,303.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 524 Moray Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Moray Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Frontier.

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