513 Moray Way, Patterson, CA 95363 Property Records

Stanislaus County property record for 513 Moray Way, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,431 sqft · built 1989
Lot Size	0.179 acres (7,778 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Mar 2019)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`048-045-023-000`

Property Details

APN / Parcel Number

Primary APN	`048-045-023-000`
Alternative APNs	`0484523000` `0484523`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,778 sqft (0.179 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	513 MORAY WAY
City	PATTERSON
State	CA
Zip	95363-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHIRE PK UN #1 LOT 73
Legal Subdivision	SHIRE PARK 01
Legal Block	1
Legal Lot Number	73
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1005
Census Tract	3203

Owner

513 Moray Way is owned and occupied by two individuals who bought it in March 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 MORAY WAY, PATTERSON, CA 95363-9134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Mar 1, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Nov 30, 2007 · Amount on File
Deed Document Number	201912401
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	0000105136
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	513 MORAY WAY, PATTERSON, CA 95363-9134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051488
Date	Jul 21, 2020
Instrument	2020-0051488

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 1, 2019
Property Address	513 MORAY WAY, PATTERSON, CA 95363-9134
Document Number	0000012401
Instrument Date	Feb 21, 2019
Instrument	12401
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	513 MORAY WAY PATTERSON CA 953639134, PATTERSON, CA 95363-9134

Mortgage

Document Number	12402
Date	Mar 1, 2019
Instrument	12402

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 513 Moray Way was $3,982 with a homeowner's exemption, up 4.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,982.00 (+4.54%) Homeowner's exemption	$334,927 (+2%) Land $147,367 Building $187,560
2025	$3,809.00 Homeowner's exemption	$328,361 Land $144,478 Building $183,883
2023	$3,711.00 (+5.4%) Homeowner's exemption	$315,613 Land $138,869 Building $176,744
2022	$3,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 513 Moray Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Moray Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Frontier.

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