524 Main St, Mc Gregor, IA 52157 Property Records

Clayton County property record for 524 Main St, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1862
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Oct 2024 Transfer
Flood Zone	Zone X (moderate risk)
APN	`22-34-27-202-007`

Property Details

APN / Parcel Number

Primary APN	`22-34-27-202-007`
Alternative APNs	`3427202007` `3427202009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1862
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Patio
Porch Area	400 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	524 MAIN ST
City	MC GREGOR
State	IA
Zip	52157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JMJ ADDN. NE 1/2 LOT 7 BLK 9
Legal Subdivision	JMJ ADD
Legal Block	9
Legal Lot Number	7-9
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	1
Census Block	1014
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

524 Main St is held in a trust since October 2024.

Source: Clayton County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2305 HILLCREST DR SE, CEDAR RAPIDS, IA 52403-4237
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 7, 2024
Transfer Doc	2024R02545
Record Updated	Oct 29, 2026

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	Oct 8, 2024
Property Address	524 MAIN ST, MC GREGOR, IA 52157
Document Number	2024R02545
Instrument Date	Oct 7, 2024
Instrument	2024R02545
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 HILLCREST DR SE, CEDAR RAPIDS, IA 52403-4237

Tax Assessment & Valuation

The 2025 property tax bill for 524 Main St was $2,762, up 11.4% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (+11.37%)	$176,286 Land $29,728 Building $146,558	$176,286 Land $29,728 Building $146,558
2024	$2,480.00
2023		$84,370 Land $5,170 Building $79,200	$84,370 Land $5,170 Building $79,200
2022	$1,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1986–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20