Clayton County property record for 520 Main St, Mc Gregor, IA 52157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,173 sqft · built 1933 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,500 (Feb 2025) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Feb 2024 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 3427202005 |
| Primary APN | 3427202005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 106 sqft |
| Patio Area | 106 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 520 MAIN ST |
|---|---|
| City | MC GREGOR |
| State | IA |
| Zip | 52157-8589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JMJ LOT 5 BLK 9 |
| Legal Subdivision | JAMES MCGREGOR JRS ADD |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MENDON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 70100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Effigy Mounds National Monument listed 1966 · 192 contributing resources · NRIS 66000109 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clayton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1100 BENCH ST, SAVANNA, IL 61074-2004 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage MARINE CREDIT UNION |
| Feb 5, 2024 | Warranty Deed, Transfer |
| Jun 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL STATE BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL STATE BANK |
| Apr 18, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 2025309 |
| Transfer Doc | 0000000362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Feb 6, 2025 |
| Property Address | 520 MAIN ST, MC GREGOR, IA 52157-8589 |
| Document Number | 2025R00309 |
| Instrument Date | Nov 14, 2024 |
| Instrument | 2025R00309 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1100 BENCH ST, SAVANNA, IL 61074-2004 |
| Document Number | 2025R00398 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 2025R00398 |
| Name | MARINE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Feb 5, 2024 |
| Property Address | 520 MAIN ST, MC GREGOR, IA 52157-8589 |
| Document Number | 2024R00309 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024R00309 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 KOERNER ST, GUTTENBERG, IA 52052-9250 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 520 MAIN ST, MC GREGOR, IA 52157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R02389 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021R02389 |
| Name | CENTRAL STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 520 MAIN ST, MC GREGOR, IA 52157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019R02841 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 2019R02841 |
| Name | CENTRAL STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Apr 18, 2019 |
| Property Address | 520 MAIN ST, MC GREGOR, IA 52157 |
| Document Number | 2019R01031 |
| Instrument Date | Apr 14, 2018 |
| Instrument | 2019R01031 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 MAIN ST, MC GREGOR, IA 52157 |
| Document Number | 2019R01033 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019R01033 |
| Name | CENTRAL STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | McGregor City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (+10.04%) | $114,752 (+17.63%) Land $11,891 Building $102,861 | $114,752 (+17.63%) Land $11,891 Building $102,861 |
| 2024 | $1,634.00 (-11.77%) | ||
| 2023 | $97,557 Land $10,340 Building $87,217 | $97,557 Land $10,340 Building $87,217 | |
| 2022 | $1,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1986–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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