524 Locust St, Coshocton, OH 43812 Property Records

Coshocton County property record for 524 Locust St, Coshocton, OH 43812

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,086 sqft · built 1890
Lot Size	0.211 acres (9,200 sqft)
Owner	Company Name on File
Last Sale	$33,000 (Jun 2021)
Tax Bill	$623 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004440-6`

Property Details

APN / Parcel Number

Primary APN	`004440-6`
Alternative APN	`0430000356000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,086 sqft Total Area
1st Floor Area	1,578 sqft
Upper Floors Area	1,508 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	184 ft deep x 50 ft wide
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004440-6
Street Address	524 LOCUST ST
City	COSHOCTON
State	OH
Zip	43812-1253
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	IN-LOT 381 50 X 184 11 DOC 769
Legal Subdivision	SPANGLERS ADDITION
Legal Lot Number	381
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2007
Census Tract	961300

Owner

524 Locust St, a triplex, is owned by a company that bought it in June 2021.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Company Name on File
Mailing Address	10850 TOWNSHIP ROAD 262, MILLERSBURG, OH 44654-9720
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Dec 15, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage THE HOME LOAN SAVINGS BANK
Jun 4, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	20212725
Deed Book / Page	785 / 1512
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Recording Date	Apr 7, 2026
Property Address	524 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	0000001323
Book / Page	811 / 1855
Instrument Date	Apr 1, 2026
Instrument	20261323
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	10850 TOWNSHIP ROAD 262, MILLERSBURG, OH 44654-9720

Mortgage

Document Number	0000001323,
Date	Apr 7, 2026
Book Page	811/1855
Instrument	20261323

Lender

Name	PARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 15, 2022
Property Address	524 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	000794/638
Book / Page	794 / 638
Map Reference	MB 1 PG 47
Instrument Date	Dec 9, 2022
Instrument	202200005296
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 LOCUST ST, COSHOCTON, OH 43812-1253

Mortgage

Document Number	000794/641
Date	Dec 15, 2022
Book Page	794/641
Instrument	202200005297

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2042

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 4, 2021
Property Address	524 LOCUST ST, COSHOCTON, OH 43812-1253
Document Number	00785/1512
Book / Page	785 / 1512
Map Reference	MB 1 PG 47
Instrument Date	Jun 1, 2021
Instrument	202100002725
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 BORDER ST, COLUMBUS, OH 43207-5345

Tax Assessment & Valuation

The 2025 property tax bill for 524 Locust St was $623.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00	$13,540 Land $4,470 Building $9,070	$38,690 Land $12,770 Building $25,920
2023	$503.00 (-3.45%)	$10,609 (-) Land $3,437 Building $7,172
2022	$521.00	$10,609 Land $3,437 Building $7,172
2021			$30,310 Land $9,820 Building $20,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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