515 Locust St, Coshocton, OH 43812 Property Records

Coshocton County property record for 515 Locust St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 766 sqft · built 1900
Lot Size	0.061 acres (2,657 sqft)
Owner	Company Name on Record
Last Sale	$93,500 (Jul 2002)
Tax Bill	$595 (2025)
Deeds & Mortgages	Dec 2018 Sale Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004390-5`

Property Details

APN / Parcel Number

Primary APN	`004390-5`
Alternative APN	`0430000306700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	766 sqft Living Area
Gross Area	758 sqft
1st Floor Area	766 sqft
Basement Area	758 sqft
Unfinished Basement	758 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Stucco
Lot Area	2,657 sqft (0.061 acres)
Lot Dimensions	75 ft deep x 32 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004390-5
Street Address	515 LOCUST ST
City	COSHOCTON
State	OH
Zip	43812-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 377 N 1/2 PT 28.57 X 76.49 (.061A) 02 DOC 4621
Legal Subdivision	SPANGLERS SUBDIVISION
Legal Lot Number	377
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2000
Census Tract	961400

Owner

Source: Coshocton County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 ORANGE ST, COSHOCTON, OH 43812-2111
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2018	Warranty Deed, Transfer
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit THE HOME LOAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2002 · Amount on Record
Deed Sale	Jul 12, 2002 · Amount on Record
Prior Sale	May 24, 1994 · Amount on Record
Deed Document Number	20022-4621
Deed Book / Page	261 / 846
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 28, 2018
Property Address	515 LOCUST ST, COSHOCTON, OH 43812-1244
Document Number	00770/5657
Book / Page	770 / 5657
Map Reference	MB 1 PG 113
Instrument Date	Dec 8, 2018
Instrument	201800005300
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 ORANGE ST, COSHOCTON, OH 43812-2111
Investor	Possibly a Property Investor

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	515 LOCUST ST, COSHOCTON, OH 43812-1244
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	753/298
Date	Feb 9, 2018
Book Page	753/298
Instrument	201800000547

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (+23.19%)	$12,940 (+26.91%) Land $1,910 Building $11,030	$36,990 (+26.98%) Land $5,470 Building $31,520
2023	$483.00 (-3.59%)	$10,196 (-) Land $1,474 Building $8,722
2022	$501.00	$10,196 Land $1,474 Building $8,722
2021			$29,130 Land $4,210 Building $24,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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