524 Joyner Dr, Havelock, NC 28532 Property Records

Craven County property record for 524 Joyner Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,874 sqft · built 2005
Lot Size	3.04 acres (132,640 sqft)
Owner	Individual Name on File
Last Sale	$701,000 (Jan 2022)
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-021-1-012`

Property Details

APN / Parcel Number

Primary APN	`5-021-1-012`
Alternative APNs	`24579` `96553`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,874 sqft Living Area
1st Floor Area	3,754 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	132,640 sqft (3.04 acres)
Lot Dimensions	698 ft deep x 114 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Boat Access	Boat Access
Boat House	1,160 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	96553
Old Parcel Number	5-021-1-012
Street Address	524 JOYNER DR
City	HAVELOCK
State	NC
Zip	28532-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WATERWAYS EDGE SECTION 1
Legal Subdivision	WATERWAYS EDGE
Legal Lot Number	12
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	961303

Owner

Source: Craven County records · APN 5-021-1-012

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	524 JOYNER DR, HAVELOCK, NC 28532-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	0037091889
Deed Book / Page	3709 / 1889
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 27, 2022
Property Address	524 JOYNER DR, HAVELOCK, NC 28532-9093
Document Number	03709/1889
Book / Page	3709 / 1889
Map Reference	CAB G SL 17-E&F
Instrument Date	Jan 18, 2022
Instrument	10090769
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 PINEHURST DR, 102, NEW BERN, NC 28562-2942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 JOYNER DR, HAVELOCK, NC 28532-9093

Mortgage

Document Number	0037091892
Date	Jan 27, 2022
Instrument	3709/1892

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,471.00 (+0.35%)	$681,340 (-) Land $152,200 Building $529,140	$681,340 (-) Land $152,200 Building $529,140
2023	$3,459.00 (-5.36%)	$681,340 (+18.49%) Land $152,200 Building $529,140	$681,340 (+18.49%) Land $152,200 Building $529,140
2022	$3,655.00	$575,020 Land $152,200 Building $422,820
2018			$575,020 Land $152,200 Building $422,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.