514 Joyner Dr, Havelock, NC 28532 Property Records

Craven County property record for 514 Joyner Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,641 sqft · built 2004
Lot Size	2.56 acres (111,644 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Jul 2021)
Tax Bill	$3,682 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`5-021-1-007`

Property Details

APN / Parcel Number

Primary APN	`5-021-1-007`
Alternative APN	`134506`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area
1st Floor Area	1,185 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	111,644 sqft (2.56 acres)
Lot Dimensions	922 ft deep x 143 ft wide

Exterior Amenities

Porch	Patio
Storage Building	280 sqft
Boat Access	Boat Access
Boat House	639 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	134506
Street Address	514 JOYNER DR
City	HAVELOCK
State	NC
Zip	28532-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WATERWAYS EDGE SECTION 1
Legal Subdivision	WATERWAYS EDGE
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	961303

Owner

514 Joyner Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 JOYNER DR, HAVELOCK, NC 28532-9093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 23, 2021	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Feb 25, 2014 · Amount on File
Deed Document Number	202110079958
Deed Book / Page	3681 / 751
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	514 JOYNER DR, HAVELOCK, NC 28532-9093
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JOYNER DR, HAVELOCK, NC 28532-9093

Mortgage

Document Number	03783/1720
Date	Dec 8, 2023
Book Page	3783/1720
Instrument	10120432

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 23, 2021
Property Address	514 JOYNER DR, HAVELOCK, NC 28532-9093
Document Number	3681/751
Book / Page	3681 / 751
Map Reference	CAB G SL 17-E&F
Instrument Date	Jul 14, 2021
Instrument	10079958
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 SW 40TH TER, 1407, CAPE CORAL, FL 33914-5616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 JOYNER DR, HAVELOCK, NC 28532-9093

Mortgage

Document Number	3681753
Date	Jul 23, 2021
Instrument	3681/753

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	514 JOYNER DR, HAVELOCK, NC 28532-9093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3614/1016
Date	May 28, 2020
Book Page	3614/1016
Instrument	10055113

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 514 Joyner Dr was $3,682.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,682.00	$723,600 (-) Land $149,800 Building $573,800	$723,600 (-) Land $149,800 Building $573,800
2025	$3,682.00	$723,600 Land $149,800 Building $573,800	$723,600 Land $149,800 Building $573,800
2023	$3,670.00 (-3.04%)	$723,600 (+21.46%) Land $149,800 Building $573,800	$723,600 Land $149,800 Building $573,800
2022	$3,785.00	$595,750 Land $149,800 Building $445,950
2018			$595,750 Land $149,800 Building $445,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Joyner Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Joyner Dr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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