524 High Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 524 High Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,322 sqft · built 1968
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on Record
Tax Bill	$7,295 (2024)
Deeds & Mortgages	Dec 2025 Sale May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-409-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-409-006.000-018`
Alternative APN	`1610300409006000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	1,870 sqft
Basement Area	935 sqft
Finished Basement	452 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	119 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300409006000
Street Address	524 HIGH DR
City	CARMEL
State	IN
Zip	46033-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, COOL CREEK ESTATES, SECTION 1, LOT 7, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL COOL CREEK
Legal Block	1
Legal Lot Number	7
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Special Warranty Deed, Transfer UNKNOWN, MAINSTAY NATIONAL TITLE LLC
May 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Oct 23, 2020	Quit Claim Deed, Transfer · Line of Credit MORGAN STANLEY MTG CAP HLDGS L
Mar 16, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025
Deed Sale	Dec 17, 2025
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2025054745
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 17, 2025
Property Address	524 HIGH DR, CARMEL, IN 46033-2338
Document Number	0000054745
Map Reference	MB 3 PG 10
Instrument Date	Dec 15, 2025
Instrument	2025054745
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, MAINSTAY NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Mail Care Of	FIRST KEY HOMES LLC
Investor	Possibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	524 HIGH DR, CARMEL, IN 46033-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019029
Date	May 2, 2017
Instrument	2017019029

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 19, 2032

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 23, 2020
Property Address	524 HIGH DR, CARMEL, IN 46033-2338
Document Number	0000076707
Instrument Date	Oct 20, 2020
Instrument	76707
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

Mortgage

Document Number	76708
Date	Oct 23, 2020
Instrument	76708

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Term	60 Months
Due	Oct 22, 2025

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 16, 2018
Property Address	524 HIGH DR, CARMEL, IN 46033-2338
Document Number	0000010730
Instrument Date	Mar 6, 2018
Instrument	10730
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,400 (+9.36%) Land $114,200 Building $285,200	$399,400 (+9.36%) Land $114,200 Building $285,200
2024	$7,295.00 (+1.94%)	$365,200 (+2.87%) Land $114,200 Building $251,000	$365,200 (+2.87%) Land $114,200 Building $251,000
2023	$7,156.00 (+14.97%)	$355,000 (+17.63%) Land $84,200 Building $270,800	$355,000 (+17.63%) Land $84,200 Building $270,800
2022	$6,224.00	$301,800 Land $84,200 Building $217,600	$301,800 Land $84,200 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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