523 High Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 523 High Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1967
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2017)
Tax Bill	$4,659 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-407-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-407-001.000-018`
Alternative APN	`1610300407001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	4,728 sqft
1st Floor Area	2,352 sqft
2nd Floor Area	1,176 sqft
Basement Area	1,176 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	188 ft deep x 230 ft wide
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Pool Area	817 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	523 HIGH DR
City	CARMEL
State	IN
Zip	46033-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, COOL CREEK ESTATES, SECTION 1, LOT 30
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	COOL CREEK ESTATES SECTION 1
Legal Lot Number	30
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1003
Census Tract	111003

Owner

523 High Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 HIGH DR, CARMEL, IN 46033-2337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PULASKI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on File
Deed Sale	Jan 26, 2017 · Amount on File
Prior Sale	Mar 1, 2012 · Amount on File
Deed Document Number	20173914
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0000003914
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	523 HIGH DR, CARMEL, IN 46033-2337
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 HIGH DR, CARMEL, IN 46033-2337

Mortgage

Document Number	0000003403
Date	Feb 1, 2024
Instrument	2024003403

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	523 HIGH DR, CARMEL, IN 46033-2337
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020095092
Date	Dec 28, 2020
Instrument	2020095092

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 26, 2017
Property Address	523 HIGH DR, CARMEL, IN 46033-2337
Document Number	2017003914
Map Reference	MB3 PG10
Instrument Date	Sep 30, 2016
Instrument	2017003914
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 HIGH DR, CARMEL, IN 46033-2337

Mortgage

Document Number	2017003915
Date	Jan 26, 2017
Instrument	2017003915

Lender

Name	PULASKI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,500 (+9.33%) Land $113,200 Building $347,300	$460,500 (+9.33%) Land $113,200 Building $347,300
2024	$4,659.00 (+2.04%)	$421,200 (+1.64%) Land $113,200 Building $308,000	$421,200 (+1.64%) Land $113,200 Building $308,000
2023	$4,566.00 (+11.5%) Homeowner's exemption	$414,400 (+17.53%) Land $83,400 Building $331,000	$414,400 (+17.53%) Land $83,400 Building $331,000
2022	$4,095.00 Homeowner's exemption	$352,600 Land $83,400 Building $269,200	$352,600 Land $83,400 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 High Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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