524 Echo Ln, Harrah, OK 73045 Property Records

Oklahoma County property record for 524 Echo Ln, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,210 sqft · built 1980
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2022)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-181-9010`

Property Details

APN / Parcel Number

Primary APN	`19-181-9010`
Alternative APNs	`2139-19-181-9010` `R191819010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	1,210 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191819010
Street Address	524 ECHO LN
City	HARRAH
State	OK
Zip	73045-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VALLEY SEC 2 009 002
Legal Range	01E
Legal Township	12N
Legal Section	35
Legal Quarter	SW
Legal Subdivision	ECHO VALLEY SEC 2
Legal Block	9
Legal Lot Number	2
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2000
Census Tract	109003

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	524 ECHO LN, HARRAH, OK 73045-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
May 1, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	2022031701041322
Deed Book / Page	15094 / 314
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 17, 2022
Property Address	524 ECHO LN, HARRAH, OK 73045-9656
Document Number	0001041322
Book / Page	15094 / 314
Instrument Date	Mar 16, 2022
Instrument	2022031701041322
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LINCOLN PARK TITLE, LINCOLN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0001041323
Date	Mar 17, 2022
Instrument	2022031701041323

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	524 ECHO LN, HARRAH, OK 73045-9656
Document Number	0134280001
Book / Page	013428 / 000001
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO/OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 ECHO LN HARRAH OK 730459656, HARRAH, OK 73045-9656

Mortgage

Document Number	0134280001
Date	May 5, 2017
Book Page	013428/000001
Instrument	10628530

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,780.00 (+20.35%) Homeowner's exemption	$17,095 (+6.08%) Land $1,974 Building $15,121	$165,500 (+12.97%) Land $19,110 Building $146,390
2023	$1,479.00 Homeowner's exemption	$16,115 Land $2,102 Building $14,013	$146,500 Land $19,110 Building $127,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Airosurf Communications, AT&T.

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