465 Echo Ln, Harrah, OK 73045 Property Records

Oklahoma County property record for 465 Echo Ln, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1981
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2025)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2139-19-181-7180`

Property Details

APN / Parcel Number

Primary APN	`2139-19-181-7180`
Alternative APNs	`R191817180` `191817180`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	187 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191817180
Street Address	465 ECHO LN
City	HARRAH
State	OK
Zip	73045-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VALLEY SEC 2 007 019
Legal Range	01E
Legal Township	12N
Legal Section	35
Legal Subdivision	ECHO VALLEY SEC 2
Legal Block	7
Legal Lot Number	19
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2010
Census Tract	109003

Owner

Source: Oklahoma County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 ECHO LN, HARRAH, OK 73045-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
May 27, 2020	Warranty Deed, Transfer · Commercial Mortgage RS LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Document Number	2025174239
Deed Book / Page	16308 / 671
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Dec 2, 2025
Property Address	465 ECHO LN, HARRAH, OK 73045-9655
Document Number	0001174239
Book / Page	16308 / 671
Instrument Date	Nov 25, 2025
Instrument	2025120201174239
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 ECHO LN, HARRAH, OK 73045-9655

Mortgage

Document Number	0001174240
Date	Dec 2, 2025
Instrument	2025120201174240

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Mortgage

Document Number	0001174241
Date	Dec 2, 2025
Book Page	16308/692
Instrument	2025120201174241

Lender

Name	OKLAHOMA HOUSING FINANCE AGENCY
Type	Government Agency
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 27, 2020
Property Address	465 ECHO LN, HARRAH, OK 73045-9655
Document Number	0010744080
Book / Page	14355 / 1233
Instrument Date	May 22, 2020
Instrument	20200527010744080
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 968, HARRAH, OK 73045-0968

Mortgage

Document Number	0010744090
Date	May 27, 2020
Instrument	20200527010744090

Lender

Name	RS LENDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,421.00 (+2.08%)	$13,218 (+5%) Land $1,991 Building $11,227	$169,500 (+5.61%) Land $25,526 Building $143,974
2024	$1,392.00 (+18.67%)	$12,589 (+5%) Land $2,002 Building $10,587	$160,500 (+47.25%) Land $25,526 Building $134,974
2023	$1,173.00	$11,990 Land $2,807 Building $9,183	$109,000 Land $25,526 Building $83,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Airosurf Communications, AT&T.

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