Winona County property record for 524 E 3rd St, Winona, MN 55987 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,331 sqft Living Area |
| Lot Size | 4,182 sqft (0.096 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2020) |
| Tax Bill | $1,160.00 (2026) |
| Primary APN | 32.200.1020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,331 sqft Living Area |
| 1st Floor | 1,065 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,182 sqft (0.096 acres) |
| Depth X Width | 140 ft x 30 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch | Porch |
| Porch Area | 211 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 524 E 3RD ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-4221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-107 RANGE-007 HAMILTON ADDITION LOT-011 BLOCK-010 E 10' LOT 11 & W 20' LOT 12 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 23 |
| Legal Subdivision | HAMILTON ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 11-12 |
| Jurisdiction | WINONA MN |
| Minor Civil Division | WINONA |
| Census Blockgroup | 4 |
| Census Block | 4044 |
| Census Tract | 670600 |
Source: Winona County records · APN 32.200.1020
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 E 3RD ST, WINONA, MN 55987-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Balloon Payment MERCHANTS BANK NA |
| Dec 22, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MERCHANTS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Deed Doc Number | 2020630044 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 524 E 3RD ST, WINONA, MN 55987-4221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000630046 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 630046 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 22, 2020 |
| Property Address | 524 E 3RD ST, WINONA, MN 55987-4221 |
| Document Number | 630044 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 630044 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | MINNESOTA SECURED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 E 3RD ST, WINONA, MN 55987-4221 |
| Document Number | 0000630045 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 630045 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,160.00 (+19.1%) | ||
| 2025 | $127,000 (+8.55%) Land $27,500 Building $99,500 | $127,000 (+8.55%) Land $27,500 Building $99,500 | |
| 2023 | $974.00 Homeowner's exemption | $117,000 Land $26,400 Building $90,600 | $117,000 Land $26,400 Building $90,600 |
Our records do not include FEMA flood map data for 524 E 3rd St; wildfire exposure is none.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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