521 E 3rd St, Winona, MN 55987 Property Records

Winona County property record for 521 E 3rd St, Winona, MN 55987 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1982
Square Footage1,760 sqft Total Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2026)
Tax Bill$1,514.00 (2026)

Owner

Source: Winona County records · APN 32.200.1050

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 E 3RD ST, WINONA, MN 55987-4222
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK
Oct 20, 2025Warranty Deed, Transfer
HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleOct 20, 2025 · Amount on Record
Deed Doc Number2026666481
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateMay 13, 2026
Property Address521 E 3RD ST, WINONA, MN 55987-4222
Document Number0000666481
Instrument DateMay 12, 2026
Instrument2026666481
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyTOWN N COUNTRY TITLE LLC, TOWN N COUNTRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$71,659.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 E 3RD ST, WINONA, MN 55987-4222

Mortgage

Document Number0000666482,
DateMay 13, 2026
Instrument2026666482
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateOct 20, 2025
Property Address521 E 3RD ST, WINONA, MN 55987-4222
Document Number000A663334
Instrument DateOct 20, 2025
InstrumentA663334
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE LLC

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressW150 THOMAS RD, FOUNTAIN CITY, WI 54629-7310

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,514.00 (+2.3%)
2025$1,480.00 (+12.63%) Homeowner's exemption$152,500 (+4.88%) Land $40,600 Building $111,900$152,500 (+4.88%) Land $40,600 Building $111,900
2023$1,314.00 Homeowner's exemption$145,400 Land $39,000 Building $106,400$145,400 Land $39,000 Building $106,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN32.200.1050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,760 sqft Total Area
1st Floor704 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1982
Architectural StyleMultifamily Style
Exterior MaterialVinyl Exterior
Fire Resistance ClassBuildings having fireproofed reinforced concrete frames carrying all wall, floor and roof loads which are all non-combustible.
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,970 sqft (0.16 acres)
Depth X Width140 ft x 50 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
PorchOpen Porch
Porch Area338 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address521 E 3RD ST
CityWINONA
StateMN
Zip55987-4222
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSECT-26 TWP-107 RANGE-007 HAMILTON ADDITION LOT-002 BLOCK-011
Legal Range007
Legal Township107
Legal Section26
Legal SubdivisionHAMILTON ADDITION
Legal Block11
Legal Lot Number2
JurisdictionWINONA MN
Minor Civil DivisionWINONA
Census Blockgroup4
Census Block4043
Census Tract670600

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