Stewart County property record for 524 Cottrell Ridge Rd, Dover, TN 37058 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,815 sqft · built 2007 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,500 (Sep 2010) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081093 00503 |
| Primary APN | 081093 00503 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,815 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Upper Floors Area | 575 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 575 sqft |
| Driveway | Driveway |
| Driveway Area | 1,848 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 402 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 524 COTTRELL RIDGE RD |
|---|---|
| City | DOVER |
| State | TN |
| Zip | 37058-5149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: P99 |
| Jurisdiction | STEWART TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 110700 |
Source: Stewart County records · APN 081093 00503
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 COTTRELL RIDGE RD, DOVER, TN 37058-5149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2022 | Deed of Trust, Mortgage · Construction Mortgage F & M BANK |
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2010 · Amount on Record |
| Deed Sale | Sep 29, 2010 · Amount on Record |
| Prior Sale | Nov 05, 2005 · Amount on Record |
| Deed Document Number | 0000135297 |
| Deed Book / Page | 135 / 297 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Property Address | 524 COTTRELL RIDGE RD, DOVER, TN 37058-5149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002223/62 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 2223/62 |
| Instrument | 64864 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 31, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Property Address | 524 COTTRELL RIDGE RD, DOVER, TN 37058-5149 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 240/293 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 240/293 |
| Instrument | 58628 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
Source: Stewart County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Stewart County |
| Unified School District | Stewart County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 | $89,575 (-) Land $11,800 Building $77,775 | |
| 2024 | $1,331.00 (+3.98%) | $89,575 (+65.19%) Land $11,800 Building $77,775 | |
| 2023 | $1,280.00 | $54,225 (-) Land $7,875 Building $46,350 | |
| 2022 | $1,280.00 | $54,225 Land $7,875 Building $46,350 | $216,900 (-39.46%) Land $31,500 Building $185,400 |
| 2021 | $358,300 Land $47,200 Building $311,100 |
Source: FEMA National Flood Hazard Layer, Stewart County (47161C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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