Stewart County property record for 415 Cottrell Ridge Rd, Dover, TN 37058
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,940 sqft · built 2003 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Sep 2016) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081086 04201 |
| Primary APN | 081086 04201 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,940 sqft Living Area |
| 1st Floor Area | 2,940 sqft |
| Basement Area | 3,140 sqft |
| Unfinished Basement | 3,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 124,582 sqft (2.86 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Driveway | Driveway |
| Driveway Area | 3,025 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 448 sqft |
| Patio Area | 1,040 sqft |
| Utility Building | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 415 COTTRELL RIDGE RD |
|---|---|
| City | DOVER |
| State | TN |
| Zip | 37058-5193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07 LOWER VALUE BY B/O/E 2009, COUNTY AREA: P99 |
| Jurisdiction | STEWART TN |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 110700 |
Source: Stewart County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 COTTRELL RIDGE RD, DOVER, TN 37058-5193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on Record |
| Deed Sale | Sep 1, 2016 · Amount on Record |
| Prior Sale | Jan 6, 2012 · Amount on Record |
| Deed Document Number | 201648305 |
| Deed Book / Page | 194 / 519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEWART TN |
| Recording Date | Sep 25, 2026 |
| Property Address | 415 COTTRELL RIDGE RD, DOVER, TN 37058-5193 |
| Document Number | 0000077966 |
| Book / Page | 340 / 96 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202677966 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 415 COTTRELL RIDGE RD, DOVER, TN 37058-5193 |
| Document Number | 0000077966, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 340/96 |
| Instrument | 202677966 |
| Name | TRADITIONS FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2036 |
| Max Rate | -1% |
|---|
Source: Stewart County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Stewart County |
| Unified School District | Stewart County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 | $132,500 (-) Land $6,825 Building $125,675 | |
| 2024 | $1,969.00 (+6.55%) | $132,500 (+69.22%) Land $6,825 Building $125,675 | |
| 2023 | $1,848.00 | $78,300 (-) Land $4,550 Building $73,750 | |
| 2022 | $1,848.00 | $78,300 Land $4,550 Building $73,750 | $313,200 (-40.91%) Land $18,200 Building $295,000 |
| 2021 | $530,000 Land $27,300 Building $502,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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