Anne Arundel County property record for 524 Coover Rd, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,823 sqft · built 1990 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Feb 2026) |
| Tax Bill | $4,957 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-892-90054428 |
| Primary APN | 02-892-90054428 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 2,223 sqft |
| 1st Floor Area | 1,823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 89290054428 |
|---|---|
| Street Address | 524 COOVER RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 81 PL 3 AREA 8 HERITAGE HARBOUR |
| Legal Subdivision | HERITAGE HARBOUR |
| Legal Block | 3 |
| Legal Lot Number | 81 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 751600 |
524 Coover Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed, Transfer MARYLAND TITLE GROUP LLC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF GLEN BURNIE |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit THE BANK OF GLEN BURNIE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on File |
| Deed Sale | Feb 5, 2026 · Amount on File |
| Prior Sale | Dec 13, 2011 · Amount on File |
| Deed Book / Page | 42056 / 311 |
| Prior Transfer Date | Nov 4, 2013 |
| Prior Transfer Doc | 0268980001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 5, 2026 |
| Property Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Document Number | 0420560311 |
| Book / Page | 42056 / 311 |
| Map Reference | MB 107 PL 2 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTHCO TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Document Number | 0351430348 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 35143/348 |
| Name | THE BANK OF GLEN BURNIE |
|---|---|
| Type | Bank |
| Address | GLEN BURNIE, MD 21061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 524 COOVER RD, ANNAPOLIS, MD 21401-6922 |
| Document Number | 0355640196 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 35564/196 |
| Name | THE BANK OF GLEN BURNIE |
|---|---|
| Type | Bank |
| Address | GLEN BURNIE, MD 21060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 524 Coover Rd was $4,957, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,200 (+7.04%) Land $223,000 Building $282,200 | $505,200 (-) Land $223,000 Building $282,200 | |
| 2025 | $4,957.00 (+2.31%) Homeowner's exemption | $471,967 | $505,200 Land $223,000 Building $282,200 |
| 2024 | $4,845.00 (+14.86%) | ||
| 2023 | $4,218.00 Homeowner's exemption | $405,500 Land $203,000 Building $202,500 | $405,500 Land $203,000 Building $202,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Coover Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Coover Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures