522 Coover Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 522 Coover Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,924 sqft · built 1990
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Aug 2011)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-892-90054429`

Property Details

APN / Parcel Number

Primary APN	`02-892-90054429`
Alternative APNs	`2-892-90054429` `89290054429`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,300 sqft (0.191 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290054429
Street Address	522 COOVER RD
City	ANNAPOLIS
State	MD
Zip	21401-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 82 PL 3 AREA 8 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	3
Legal Lot Number	82
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 COOVER RD, ANNAPOLIS, MD 21401-6922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2011 · Amount on Record
Deed Sale	Aug 18, 2011 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Document Number	201123726/0070
Deed Book / Page	23726 / 70
Last Transfer Date	Oct 25, 2022
Transfer Doc	0393790266
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 6, 2023
Property Address	522 COOVER RD, ANNAPOLIS, MD 21401-6922
Document Number	0393790266
Book / Page	39379 / 266
Map Reference	MB 107 PL 2
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	522 COOVER RD, ANNAPOLIS, MD 21401-6922

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,200 (+6.92%) Land $232,900 Building $286,300	$519,200 (-) Land $232,900 Building $286,300
2025	$5,074.00 (+2.3%) Homeowner's exemption	$485,600 (+16.06%)	$519,200 (+24.09%) Land $232,900 Building $286,300
2024	$4,960.00 (+14.52%)
2023	$4,331.00 Homeowner's exemption	$418,400 Land $212,900 Building $205,500	$418,400 Land $212,900 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20