524 Cloudcroft Dr, Deltona, FL 32738 Property Records

Volusia County property record for 524 Cloudcroft Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1987
Lot Size	0.315 acres (13,760 sqft)
Owner	Individual Name on Record
Tax Bill	$933 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-42-21-0070`

Property Details

APN / Parcel Number

Primary APN	`8130-42-21-0070`
Alternative APNs	`31183042210070` `2815116.0` `2815116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,760 sqft (0.315 acres)
Lot Dimensions	172 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	27 sqft
Patio Area	609 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2815116.0
Old Parcel Number	31183042210070
Street Address	524 CLOUDCROFT DR
City	DELTONA
State	FL
Zip	32738-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 7 BLK 1180 DELTONA LAKES UNIT 42 MB 27 PGS 262-266 INC PER OR 4761 PG 1108
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	42
Legal Block	1180
Legal Lot Number	7
Legal Unit	42
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3012
Census Tract	91031

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	524 CLOUDCROFT DR, DELTONA, FL 32738-9273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2002
Deed Sale	Jan 23, 2002
Prior Sale	Oct 22, 2001 · Amount on Record
Deed Document Number	0480604944
Deed Book / Page	04761 / 01108
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	524 CLOUDCROFT DR, DELTONA, FL 32738-9273
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CLOUDCROFT DR, DELTONA, FL 32738-9273

Mortgage

Document Number	0087633988
Date	Oct 8, 2025
Book Page	8763/3988
Instrument	2025187653

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	524 CLOUDCROFT DR, DELTONA, FL 32738-9273
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CLOUDCROFT DR, DELTONA, FL 32738-9273

Mortgage

Document Number	0081591549
Date	Nov 22, 2021
Book Page	8159/1549
Instrument	2021-280290

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,050 (+5.99%)	$205,830 (+5.33%) Land $63,732 Building $142,098
2024	$933.00 (+8.24%)
2023	$862.00 (-0.58%) Homeowner's exemption	$57,602 (+3%)	$195,415 (+12.82%) Land $58,636 Building $136,779
2022	$867.00 Homeowner's exemption	$55,924	$173,217 Land $49,220 Building $123,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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