520 Cloudcroft Dr, Deltona, FL 32738 Property Records

Volusia County property record for 520 Cloudcroft Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1994
Lot Size	0.288 acres (12,555 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jan 2019)
Tax Bill	$2,578 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8130-42-21-0060`

Property Details

APN / Parcel Number

Primary APN	`8130-42-21-0060`
Alternative APNs	`31183042210060` `2815108.0` `2815108`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Exterior Material	Composition/Composite
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,555 sqft (0.288 acres)
Lot Dimensions	155 ft deep x 81 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Patio Area	686 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2815108.0
Old Parcel Number	31183042210060
Street Address	520 CLOUDCROFT DR
City	DELTONA
State	FL
Zip	32738-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6 BLK 1180 DELTONA LAKES UNIT 42 MB 27 PGS 262-266 INC PER OR 3901 PG 1693 PER OR 7168 PG 3963 PER OR 7199 PG 3601 PER OR
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA
Legal Tract	42
Legal Block	1180
Legal Lot Number	6
Legal Unit	42
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3012
Census Tract	91031

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2019	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	2019-009915
Deed Book / Page	7645 / 3406
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Investor	Possibly a Property Investor

Mortgage

Document Number	0083742299
Date	Mar 1, 2023
Book Page	8374/2299
Instrument	2023042063

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273

Mortgage

Document Number	0080901736
Date	Jul 27, 2021
Book Page	8090/1736
Instrument	2021-175936

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078183663
Date	Feb 24, 2020
Book Page	7818/3663
Instrument	2020-038298

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 16, 2019
Property Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Document Number	0076453406
Book / Page	7645 / 3406
Map Reference	MB 27 PG 262-266
Instrument Date	Jan 14, 2019
Instrument	2019-009915
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1853 CHRISTOPHER POINT RD S, 1853, JACKSONVILLE, FL 32217-2359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CLOUDCROFT DR, DELTONA, FL 32738-9273
Investor	Possibly a Property Investor

Mortgage

Document Number	2019009916
Date	Jan 16, 2019
Instrument	2019-009916

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,385 (+5.99%)	$268,458 (+7.41%) Land $62,244 Building $206,214
2024	$2,578.00 (+4.54%)
2023	$2,466.00 (+1.44%) Senior Citizen's exemption	$156,987 (+3%)	$249,928 (+12.33%) Land $57,150 Building $192,778
2022	$2,431.00 Senior Citizen's exemption	$152,415	$222,491 Land $47,972 Building $174,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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