Banks County property record for 524 Chambers Rd, Commerce, GA 30530 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,688 sqft · built 2003 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,000 (Nov 2018) |
| Tax Bill | $2,261 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B67H005 |
| Primary APN | B67H005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Heated Area |
| 1st Floor Area | 1,688 sqft |
| Basement Area | 648 sqft |
| Finished Basement | 648 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 89,298 sqft (2.05 acres) |
| Lot Width | 205 ft Width |
| Garage Area | 1,020 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 7693 |
|---|---|
| Street Address | 524 CHAMBERS RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GMD 207 LT 4 PB D-42 RUTH CHAMBERS |
| Legal Subdivision | CHAMBERS ESTATES - 00111 |
| Legal Lot Number | 4 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970400 |
Source: Banks County records · APN B67H005
Assessment roll updated November 14, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Feb 23, 2005 · Amount on Record |
| Deed Document Number | 2018861 |
| Deed Book / Page | 458 / 696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 524 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 524 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Document Number | 0000000513/0000000790 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 0000000513/0000000790 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Nov 20, 2018 |
| Property Address | 524 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Document Number | 000458/696 |
| Book / Page | 458 / 696 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018-000861 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 CHAMBERS RD, COMMERCE, GA 30530-7700 |
| Document Number | 0000000458/0000000698 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 0000000458/0000000698 |
| Name | FIDELITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,261.00 (-3.13%) Homeowner's exemption | $130,831 (+8.6%) Land $17,680 Building $113,151 | $327,077 (+8.6%) Land $44,200 Building $282,877 |
| 2024 | $2,334.00 (+33.6%) Homeowner's exemption | $120,466 (+13.78%) Land $10,800 Building $109,666 | $301,165 (+13.78%) Land $27,000 Building $274,165 |
| 2023 | $1,747.00 (-10.5%) Homeowner's exemption | $105,874 (+11.55%) Land $10,800 Building $95,074 | $264,684 (+11.55%) Land $27,000 Building $237,684 |
| 2022 | $1,952.00 Homeowner's exemption | $94,909 Land $10,800 Building $84,109 | $237,272 Land $27,000 Building $210,272 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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